Credit Analyst - Bank of North Dakota

• Evaluate repayment capacity and creditworthiness of loan requests with complex cash flow structures such as large manufacturing operations, construction/development projects, sizable industrial facilities, oil and gas operations, seasonal businesses, large crop/livestock producers, operations with multiple revenue streams, and distressed businesses and farm operations. 
• Prepare various analyses including traditional cash flow, UCA cash flow, working capital, leverage, global cash flow, break-even, market, absorption, and capitalization.  
• Work within strict deadlines to prepare and present credit presentations to committees and boards.
• Travel may be required to conduct site visits and attend meetings.

Qualifications

• Bachelor’s degree in accounting, banking, business administration, or a closely related field.
• Minimum of four years of commercial credit analysis experience; agriculture credit analysis experience is preferred but not required.
• Strong analytic skills, financial acumen, sound judgement, and ability to manage deadlines in a fast-paced environment.
• Clear communication skills, professionalism, and the ability to work collaboratively with internal teams and external lending partners.

Candidates who accept an interview will be required to provide case study material.

Benefits

BND offers a competitive and comprehensive compensation package. Benefits include fully paid family health insurance, paid leave, flexible work-life balance options, retirement plans, an infant-at-work program, tuition reimbursement, and more!

Be part of something bigger—join the Bank that helps North Dakota thrive!