2026 Barret Ag Lending 101

AG LENDING 101 - VIRTUAL PROGRAM
October 26-29, 2026 | 9:00am - 11:30am CST

Register Today - Ag Lending 101 - Barret School of Banking

Must haves for successful Ag lenders in today’s Ag Economy, to not only survive but thrive!

Schedule

• Day1: Agricultural Financial Statements 
• Day 2: Agricultural Financial Statements and Ratio Analysis
• Day 3: Problem Loans in Ag Lending
• Day 4: Effective Loan Structuring and Class Exercise.

Learning Objectives 

• Learn the impact of the Farm Financial Standards Council recommendations on agriculture lending, including recommended key financial statements and how they interact in the lending process
• Calculate deferred taxes and their impact on agriculture financial analysis and credit decisioning
• Understand the differences between cash and accrual income statements for the agricultural customer, begin developing a working knowledge of accrual income statements
• Understand cash flow analysis in agricultural lending decisioning, implement the “Sweet Sixteen” ratios into your underwriting regimen, specifically: Repayment, Liquidity and Solvency Analysis
• Learn the purpose of loan policy in ag lending, including the importance of loan structure and its relationship to problem loans as well as ag loan workout

Audience

• Lenders new to ag lending
• Senior credit officers who need to train ag lenders

Cost: $450 (Virtual)

About the Instructor
William Ohlde, COO of Country Banker Systems has been with Country Banker since 2017. He has a background as a credit analyst in addition to working with Country Banker, this provides a unique perspective to see boht sides of the coin; Building lending software as well as using it.