2026 Fall CBC Session

October 20, 2026 - 10:00 AM - 3:00 PM (Registration begins at 9:30 AM)
October 21, 2026 - 8:30 AM - 1:30 PM
Location - ICBND Office

October 20 - Day 1/Q3 Topics 
Auditing the Closing Disclosure

October 21 - Day 2/Q4 Topics 
Finance Charge and its Implications
 - What is and is not a finance charge.
 - Impacts on the bank's lending (HPML, HCL, QM)
Servicemember Issues
 - Servicemembers Civil Relief Act
 - Military Lending Act

Seminar Presenter: Veronica Madsen, CAMS, CRCM
Veronica is a seasoned consultant with a robust legal background and decades of banking industry experience. Her career began at the Michigan Credit Union League trade association, followed by roles as a Regulatory Attorney, Chief Compliance Officer at a fintech company, and fonder of ESTEE Compliance, where she provided comprehensive compliance services. Veronica has also created and managed a Compliance Management System at a fintech company and overseen the Bank Secrecy Act training program at a large bank. She holds a Bachelor of Science in English and Communication from Central Michigan University and a Juris Doctorate from the University of Detroit Mercy School of Law. She is also a Certified Anti-Money Laundering Specialist (CAMS) and a Certified Regulatory Compliance Manager (CRCM).