2026 Spring CBC Session

April 14, 2026 - 10:00 AM - 3:00 PM (Registration begins at 9:30 AM)
April 15, 2026 - 8:30 AM - 1:30 PM
Location - ICBND Office

Spring Session Information Brochure

Day 1 - April 14, 2026
Subject Topics
- Using the APR Software for All Loan Types
- Advertising for All Product Types (Reg Z, Reg DD and other related requirements)
- Third-Party Risk Management 

Who Should Attend Day 1?
Anyone in your institution who deals with consumer loans of all types, marketing staff and others. The presentation will be useful for compliance officers, management, lenders, loan processors, marketing personnel and auditors. 

Day 2 - April 15, 2026
Subject Topics
- December 10, 2010 Interagency Appraisal and Evaluation Guidelines, and Updates
- Regulatory Issues Surrounding Appraisal and Evaluations
- Reconsideration of Value
- Requirements for Reviewing Appraisals and Evaluations
- Automated Valuation Models

Who Should Attend Day 2?
Anyone in your institution who deals with the appraisal process, both consumer and commercial. The presentation will be useful for compliance officers, mortgage and commercial loan management, lenders, loan processors, auditors and any other interested parties. 

Presenter
Bill Elliott, CRCM - Young & Associates Director of Compliance Education 
Bill brings over 45 years of banking experience to Y&A, where he leads compliance seminars, conducts reviews, and provides in-house training. He previously spent 15 years as a compliance and CRA officer at a large community bank and also worked for a regional bank. Bill has experience as a lender in consumer, commercial, and mortgage loans, and has managed departments such as loan review, loan processing, credit administration, collections, and commercial loan workout.