2025 Fall CBC Session

October 14, 2025 - 10:00 AM - 4:30 PM (Registration begins at 9:30 AM)
October 15, 2025 - 8:30 AM - 3:00 PM
Location - ICBND Office

October 14 - Day 1/Q3 Topics 
Auditing The Loan Estimate
Reviewing Your Loan Policies
 - Regulation Z - Truth In Lending
 - Regulation B - Equal Credit Opportunity Act
 - Regulation X - Real Estate Settlement Procedures Act

October 15 - Day 2/Q4 Topics 
Construction Loans & TRID
Using The APR Software For All Loan Types
The Homeowners Protection Act
Discussion FinCEN Pronouncement Aug. 4, 2025: The World Of Crypto-Currency & Elder Abuse
Reviewing Your Lending Policies
 - Regulation C - Home Mortgage Disclosure Act
 - Flood
 - Regulation O - Loans To Insiders

Seminar Presenter: Dale Neiss, CRCM
With over 30 years of banking experience, Dale has developed compliance management systems, loan review and CRA programs, and ERM frameworks for multiple banks. He has served as Compliance and Loan Review Manager, BSA and CRA Officer, and Enterprise Risk Management Director. Dale began his career as a
national bank examiner with the OCC. At Young & Associates, he provides consulting, training, and writes compliance manuals. He holds the CRCM designation from the Institute of Certified Bankers in Washington, D.C.