Loan Structure, Documentation & Compliance Training: A Comprehensive Approach

LOAN STRUCTURE, DOCUMENTATION, AND COMPLIANCE TRAINING: A COMPREHENSIVE APPROACH

Attend this proactive webinar and receive a thorough overview of commercial lending requirements from a “loan” structure, documentation, and compliance perspective. 

Basic “business” structure will be presented along with loan “structure” and loan “support.” Additionally, “commercial” lending issues relative to loan documentation will be reviewed. “Loan pricing” and “monitoring” will also be covered along with a review of current compliance issues.

The webinar will be summarized through a comprehensive case study.

COURSE OBJECTIVES

1) Review Basic “business” Structure: C Corporations to LLC’s

2) Explore the Six (6) Elements of Loan Structure: Loan Purpose, Sources of

    Repayment, Adequate Amount, Appropriate Term, Adequate Support, Framework

          for Monitoring 

      3) Summarize the Four (4) Elements of Loan Support: Collateral, Guaranties,

          Business Loan Agreements, Subordination Agreements

4) Highlight “commercial” Loan Documentation issues including promissory notes,

    security agreements, and guaranties along with the use of the BSA Loan Rating,

    Collateral Rating, and C&I Borrower Rating Matrixes

6) Discuss Loan Pricing and Monitoring Issues

7) Review current compliance issues: Equal Credit Opportunity Act (Reg B), Bank

Secrecy Act (BSA), Fair Credit Reporting Act (FCRA), Fair Debt Collection    Practices Act, and UCC Article 9        

8) Analyze comprehensive Loan Structure/Documentation/Compliance Case Study

Audience:

Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers