Posted on

Starion Bank

Business Banking Officer

Are you a disciplined leader driven to know your customers and meet their needs? Do your get-‘er-done attitude, high ethical standards, and community involvement inspire others? If so, you may be an excellent fit at Starion Bank!

We are seeking two Business Banking Officers in Fargo.

In this role, you will:

Start new banking relationships and grow existing ones through:

  • Proactive sales calls, community engagement, and collaboration with Starion colleagues, and
  • Diligent, data-driven administration of loan portfolios that complies with all bank policies and regulatory standards.

For more...

Posted on

Starion Bank

Senior Universal Banker

Are you customer focused, disciplined, ethical, and action oriented? Do you encourage and inspire others to do their best and have a passion for serving others? If so, you would be an excellent fit at Starion Bank!

Starion Bank is seeking a Senior Universal Banker in Bismarck.

Responsibilities:

  • Lead a retail team while ensuring quality customer service, encouraging employee growth and development and achieving assigned metrics and goals
  • Manage and direct branch retail operations
  • Develop long-term customer relationships with consumer and business clients while maintaining existing customer relationships
  • Open personal and business deposit accounts
  • Process loan requests
  • Cross-sell bank products and services
  • Process regular teller transactions in an efficient, friendly and accurate manner

For more...

Posted on

Garrison State Bank Tr

AG LENDING OFFICER

Garrison State Bank & Trust is currently seeking a full time Ag Lending Officer.

Key Responsibilities include:

  • Maintain an existing customer base and develop potential new loan customers
  • Analyze financial information to design loan structures and credit pricing, recommend and/or authorize loan approval and execute loan transactions
  • Prepare loan requests with information necessary for presentation to loan committees
  • Perform onsite inspections of Ag operations to monitor collateral
  • Represent the bank through involvement and participation in community events

For more...

Posted on

Despite these very weird and unprecedented times, I hope you’ve had some time to safely enjoy some summertime activities. At least the weather has been pleasant! 

By the time you read this we will already be well into August. Normally, your ICBND staff would be in the home stretch of preparation for our annual convention. Sadly however, for the first time in 53 years, the Independent Community Banks of North Dakota will not be holding its annual convention this summer. As you know, your convention committee and board of directors made the difficult decision to cancel the convention in 2020 due to the ongoing pandemic. While the convention is off, we are moving forward to safely host a golf outing and social on Monday, August 17. I hope to see many of you later this month.

Politics, of course, are in the air again as well. Following the general election in November, the 67th Assembly of the North Dakota Legislature will hold its organizational session in early December in preparation for the 2021 legislative session which will be called to order on January 5th.

For more...

Posted on

Usually I’m not at a loss for words…probably to the chagrin of many of your association’s board members and my coworkers! But I’ve literally stared at my screen for a few minutes wondering how to characterize these times since I last penned a president’s message to you a couple months ago. And yet, I haven’t really come up with anything very prophetic.

Here's what I do know. We live in a very dynamic world. And in that dynamic environment, we’re experiencing a plethora of situations economically, medically, politically, and socially that are affecting our communities, our state, our country and our planet. Some are unprecedented. Others not so much.

I’m not going to espouse an opinion on any of these dynamics. All I know is that these times have really made me think about what matters in this life. Faith, family and relationships rise to the top of the list.

For more...

Posted on

Who could have possibly guessed three weeks ago that we’d be in the situation we are today relative to the Covid-19 virus and its dramatic effects to the global health of humanity and the economy. To say these are unprecedented times (at least during my lifetime) would be a tremendous understatement.

The last few days have been quite a whirlwind with the rollout of the Small Business Administration’s (SBA) Paycheck Protection Program (PPP) on Friday, April 3rd. Much has been written and discussed about the rollout. And not much of it good. It was an unmitigated disaster. Most of your lenders lived it.

What was good is that I got to witness firsthand the tenacity and perseverance of community bankers as they kept their heads up, battled through the challenges, and didn’t panic - all in the interests of assisting the small businesses in their beloved communities. In some cases, this PPP lifeline is more about saving these businesses – not just assisting.

For more...

Posted on

I hope this message finds you all enjoying a happy and prosperous 2020. Unfortunately, my Vikings will once again not be playing in the Super Bowl this weekend. But, I’m quite certain that next season is going to be our year. Oh, the curse of being a Vikings fan.

ICBND is excited about our 2020 education and advocacy sessions and encourage you to check them out at https://www.icbnd.com/ Our programming kicks off late next month in Grand Forks with the Emerging Leaders Winter meeting including the Green Room Experience and hockey at the Ralph. UND Hockey is having a fabulous year and the event should be very informational and entertaining.

We will be conducting the FDIC Bankers College on April 21 in Bismarck and April 23 in Fargo. Please plan on attending this event at either venue. The FDIC always comes with timely, germane information that helps us to be better bankers and directors. Similarly, we will be conducting the Women in Community Banking Summit in Fargo and Bismarck that same week with hopes that members can efficiently participate in both events if you’re so inclined. We are also adding a new twist to the Summit so please consider bringing one of your valued customers as well. Those are just a few of the nearly 20 live education sessions already scheduled for this year. So please keep an eye out for more information on all of these events.

For more...

Posted on

I hope this message finds you recovering from the Thanksgiving holiday. It’s truly my favorite holiday and such a wonderful time to spend with family and friends. My favorite part was spending several days with my two grandsons who make me think that I should have had them first (I hope my wife and three daughters don’t read this…and I’m pretty confident they don’t!) A close second on my favorite list is gravy and stuffing. Why don’t we have this stuff more often during the year? I suppose a regular diet of gravy probably isn’t a wise health move.

As I look back on 2019, I’m thankful to have had the opportunity to represent you all and the interests of community banking in North Dakota and nationally. And, I’m proud of our accomplishments this past year. The 66th Assembly of the North Dakota Legislature convened on January 3 this year and adjourned on April 26. It’s always a busy time during North Dakota’s statutorily-limited 80 day session and while we didn’t get everything we hoped for out of the session, community banking fared well. I often tell people that it’s more of a defensive battle than offensive at our state capitol. Don’t get me wrong, it’s always critical to advocate for our wants and needs. And, we do. But, often we spend more of our time educating and advocating against bad ideas. Sometimes those are bad ideas for community banking and sometimes they are just bad ideas for our communities. And, one thing I’ve learned is that bad ideas can come from anywhere! Much of 2020’s activities will be preparing again for the 2021 session so please stay tuned.

For more...

Posted on

Hello friends! I’d like to say it’s been a beautiful fall, but I’d be lying. Record rainfall and cold temperatures across much of the state are creating a tremendous hardship for our agricultural producers as they try to get crops off the field. After the rain event a couple weekends ago, I was visiting with a number of ag lenders from both member banks and non-member banks. One gentleman made the comment that there were significant challenges getting equipment TO the fields, much less getting IN the fields as several roads were washed out in that particular market area.

For more...

Posted on

I hope this message finds you enjoying a great North Dakota summer!

It’s hard to believe August is already here. Of course, that means your ICBND staff is in the home stretch of preparation for our 52nd annual convention. I hope you’re planning to attend. I promise it will be fun and informative! And, don’t forget to participate in Monday evening’s Superheroes them party which is sure to be entertaining.

For more...

Posted on

I think spring is finally here but it sure has taken its sweet time in arriving. Along with many across our great state, I’m crossing my fingers hoping for a growing season that can make up for the late field start that’s been encountered in much of the state. These are tough times in agriculture and producers need every bushel they can get. Mother Nature reminds us once again who is in charge!

Spring is a hopeful time as well. As the trees and grasses explode in response to a few long sunny days, we also hope for continued change on the regulatory relief front. And while we don’t have the same positive momentum at the federal level that we did a year ago with S. 2155 making its way to approval and signature, we continue to advocate as strongly as ever. In the waning days of April and the first day of May, twenty-six ICBND member bankers and guests converged again on Washington, DC along with community bankers from across the country for the 2019 ICBA Capital Summit.

For more...

Posted on

Happy Spring everybody! Well…we’re not quite there yet and given the snowpack conditions across the state we should probably hope for a slow, methodical melt. My heart goes out to those across the upper Midwest who are struggling with water and flooding issues. I’m hopeful that you all, especially those in the Red River Valley, are able to escape any damage and stay safe during this white-knuckle time.

After spending last week at the ICBA Convention in Nashville, I was reminded again that one of the very best parts of my job which is visiting with our members about what’s going on in their communities and at their banks. For a number of reasons, it feels like it’s been a long winter and I haven’t gotten to have as many of those visits as I’d like. Of course, the colder than normal weather plays a part in that. But more significantly, I’ve been cooped up these last three months in crowded, poorly ventilated hearing rooms at the Capitol seeing all the same people every day and most of them are either on the front end or back end of cold or flu conditions! Happens like that every session. And, how many times does one have to respond to the old “cold enough for you” question?

For more...

ICB SERVICES, INC. DONATES DEBIT CARD TRANSACTION MACHINE

Red Door would like to give a warm shout out to Angie Olson at Independent Community Bank Services, Inc. for the donation of a debit card transaction machine. At Red Door, we work on teaching life skills to our adolescent population. This machine will allow teens to practice the use of debit and credit cards before performing this skill in real life. We are so proud of our community and businesses like Independent Community Bank Services. Our kids are lucky to live here!

I hope this message finds you all enjoying a happy and prosperous 2019. It’s January of an odd-numbered year, so we are hunkering in to the 66th Assembly of the North Dakota Legislature. As I write this, we are in the third full week of the session. Nearly 950 bills have been introduced so far. ICBND is tracking about 75 bills that could have varying degrees of effect to community banking. Obviously, the higher priority bills get more attention. In my limited space here, I won’t wander too far into the weeds of the bills and the issues we’re following. However, the ICBND Legislative Update is distributed and posted weekly for your reference.

We’ve just completed the marketing materials for a Fintech educational session on April 15, 2019 which will be sponsored by our newest endorsed member, Dakota Carrier Network. The session will also be held at their beautiful facility in Bismarck. Our keynote presenter will be Kevin Tweddle who is ICBA’s Chief Innovation Officer. We’re excited to offer this timely session and hope to see you there.

For more...

Posted on

We survived another election season and an interesting one it was.  At the macro level, voter turnout nationally was huge with nearly 100 million people voting representing an increase of almost 25 percent over the last midterm.  The divide of the suburban vote and urban vote continued to widen with Republicans losing more ground in suburban districts but maintaining a stronghold in rural areas.  100 new members of Congress will be making their way to DC.  Of those 100, 63 are Democrats and 37 are Republicans.

While the Republicans held the majority in the Senate (and even gained a couple seats), the majority in the House flipped with Democrats picking up 37 seats.  This was not altogether unexpected but will create some interesting leadership changes in the House.  Nancy Pelosi certainly has the upper hand for Majority Leader.  The House Financial Services Committee will be chaired by Maxine Watters which will make for a much different tone than we’re used to out of this committee. 

For more...

Posted on

Happy autumn everyone!  Wendy is in Minot today for one of our Fall Frontline Seminars and informed me it was snowing.  Goodness gracious!  It’s the first week of October only.  I don’t think I’m quite ready for the cold but the forecast seems to be screaming at me to get ready.  I think Mother Nature wins this one.  Again!

Of course, it’s also the political season in North Dakota with mid-term elections just a month away and the 66th Assembly of the North Dakota Legislature exactly three months from today.  At the federal level, all eyes are on the North Dakota Senate race with Congressman Cramer challenging Senator Heitkamp for that coveted seat.  As you know by the deluge of ads, a boatload of money is being spent by the national parties, the campaigns themselves and other special interest groups on this particular race.  It’s a tight race and will play significantly into which party comes out of this election with a majority in the Senate when the election dust clears. 

For more...

Posted on

I hope this message finds you enjoying a great North Dakota summer!  As I’ve traveled the state some this summer, it’s amazing how much better the crops look compared to a year ago.  I will confess that I haven’t been to the southwest reaches for a while so I hope things have improved down there as well – they certainly need the relief.  Let’s hope for cooperative weather through harvest!

It’s hard to believe August is already here.  Of course, that means your ICBND staff is in the home stretch of preparation for our 51st annual convention.  I hope you’re planning to attend.  I promise it will be fun and informative!  For me, part of that means a last minute scramble for a theme party costume that will appropriately embarrass my family and friends.  But this year, I was on top of things and ordered a costume already last week.  Upon my return home last night, my pirate costume had arrived (times two since I apparently don’t yet know how to navigate Amazon Prime…..uffda!).  During dress rehearsal for my wife and grandson, it appears that the online ad may have oversold the quality and fit of this particular garment.  For $9.95 plus free shipping you would think it would live up to its internet billing!  My grandson did enjoy a belly laugh however and he especially liked wearing the hat.

For more...

Posted on

Finally!  Senate Bill 2155 became the law of the land upon President Trump’s signature on Friday, May 25th .  A great way to end a great week as earlier the House brought S.2155 to the floor which passed by a vote of 258-159 including the support of 33 moderate Democrats.  This very welcome relief has long been in the making as ICBND and ICBA and their member banks for years have fought for regulation that is tiered to the size, risk, complexity and business model of community banks.  This bill represents the first significant “walk back” of Dodd-Frank.  It’s a heck of a start, but there’s a whole bunch more regulatory relief needed.  You have to like the momentum though!

ICBND sincerely thanks Senator Heitkamp, Senator Hoeven, and Congressman Cramer for their votes in support of this legislation.  A special thanks to Senator Heitkamp.  When things seemed to be falling apart after Ranking Committee member Brown divorced himself of the bill when went on counterattack, Senator Heitkamp took a lead role in reviving it and rallying support from her Senate colleagues on both sides of the aisle.

For more...

Posted on

Well, maybe we made it through another winter.  It’s supposed to be 50 degrees today in Bismarck and April is right around the corner.  Hopefully, it will bring with it some much needed moisture for our farm and ranch customers.  They could certainly use the relief!  And, so could our ag lenders!

     Speaking of relief, it’s been a decade of drought for community bankers when it comes to the subject of relief from the regulatory burden created in large part by the financial crisis 10 years ago.  Until now.  The advocacy efforts of community bankers across this country helped spawn a nice soaking shower in the form of Senate Bill 2155.  Introduced late last year, it’s been a bit of a roller coaster getting this bill to the Senate floor.  

For more...

Posted on

Happy New Year everyone! I hope you are enjoying a happy and prosperous 2018. And, I hope you’ve managed to escape the cold and flu season! I haven’t unfortunately and will remember January 2018 as the month of the “hack”. My wife says I’m a little annoying and should probably toughen up. But enough about me.

The ICBND calendar of events really starts to heat up in March and I encourage your participation. The Emerging Leaders Development Program schedule is set for the year and the puck drops on Friday, March 9th with a day-long session in Grand Forks followed by a joint social and hockey gathering with the ICBND Board of Directors that evening at the Ralph Engelstad Arena. A special thanks to Choice Financial and First State Bank for hosting the Board meeting and Emerging Leaders meeting, respectively, and to Bell Bank for their sponsorship support!

For more...

Endorsed Members