Posted on

It’s hard to believe July is nearly over. It’s been a very busy spring and summer at ICBND and it’s been my pleasure to witness firsthand some of the fabulous education and development programs that were established before my time as your association president. The Emerging Leaders summer conference in Fargo included a tremendous program with Steve Scheel delivering the keynote address along with a tour of Scheels corporate campus. The success of the Scheels organization is rooted in customer service, understanding customers’ wants and needs, teamwork, and accountability. It reminded me very much of the independent community bankers in our state. The talent, enthusiasm and camaraderie of the Emerging Leaders group is impressive and infectious. It’s not too late to get involved in Emerging Leaders for 2015 as the fall session in Riverdale on September 18 is sure to be another great event.

Posted on

The 2015 ICBA Washington Policy Summit was held the last week of April in DC, and it was my first time attending the event.  With our North Dakota contingent of 21, it was a great opportunity to network with nearly 1,000 other community bankers and industry advocates from around the country.  Congressional leaders, including Senator Richard Shelby, Chairman of the Senate Committee on Banking, Housing, and Urban Affairs, and regulatory agency heads provided informative and timely presentations as well.  As always, the ICBA did a fabulous job hosting the event and ensuring that attendees were prepared with the appropriate messaging and materials.  I felt a sense of cautious optimism during the event that maybe, just maybe, independent community bankers might get some regulatory relief in this 114th Congress.   I want to thank those of you who attended this year and I’m already looking forward to next year’s summit.  I hope you as bank members consider attending or having someone from your bank attend to once again advocate exclusively for independent community banks.

Posted on

Spring is in the air! I love this time of year because I know good things are just around the corner. Long days of warm sunshine, trees blossoming, green grass, and kids playing outside. I had a similar feeling of optimism in early March while attending the ICBA National Convention in Orlando with nearly 3,000 members of the independent community banking industry. It was a very impressive and uplifting event and North Dakota was well represented with nearly 50 bankers attending. Despite the current regulatory and policy burdens that have been unduly placed on community bankers, I could sense a passion and optimism for the future of our industry.

Posted on

2015 is off and running! On January 6th, North Dakota convened its 64th Legislative Assembly. That same week, ICBND held its Legislative Reception at the beautiful new Heritage Center. We were pleased to welcome over 400 people through the doors despite some very inclement weather that evening. It was a terrific event and I thank those of you who were able to attend. For more information about the reception, see pages 15 and 16 in the January/February issue of the Community Banker.

The state legislative session has now kicked into high gear and we've been diligent in our advocacy efforts. We're following about 50 bills thus far that have varying degrees of effect to community banking, but overall banking-related issues during this session have been somewhat quiet. Human trafficking bills and "surge/ jumpstart" funding proposals, on the other hand, have been more high profile. By early-February, budget issues including tax relief proposals for the biennium will dominate the discussion. It's a whole new ballgame given the recent freefall in oil prices. As I write this column, WTI crude oil prices are hovering around $46 per barrel. That's about half what they were on October 1 of 2014 and over $20 lower than the day Governor Dalrymple delivered his 2015-2017 budget address. Oh, how things change! These dynamics will certainly consume this session and will undoubtedly affect our communities. I encourage you to stay involved in the political process. You may not think it matters, but it does.

Posted on

Hello ICBND members and associate members! I have now been your association president for about a month. It has been a truly refreshing experience, albeit a bit overwhelming as it's been over 20 years since I've been directly involved in your industry. To say much has changed in community banking would be quite an understatement! Recent bank visits and attending the Eide Bailly Bankers Seminar have helped to reacquaint me with some old friends, meet lots of bankers, and bring me partially up to speed on the issues affecting our industry.

For those of you that I've had the pleasure to meet, I thank you for the warm welcome. For those I have yet to meet, I look forward to learning more about you and your business. To all of you, I appreciate your confidence in me as your new president. I am committed to furthering the cause of community banking through effective and efficient leadership of ICBND.

Posted on
Political Action Committee

Contributing to our Political Action Committees (PACs) doesn’t just help promote state candidates who will advocate for independent banks—it also helps lend your voice to promoting community banks through nationwide legislation.

ICBND Political Action Committee

ICBND's Political Action Committee (ICBankPAC) is a fund used exclusively to support candidates in legislative races from both political parties in the state of North Dakota. We strongly encourage you to consider making an annual contribution to ICBankPAC to help provide funding to qualified candidates for state legislative races. To make a contribution to the PAC, just complete the ICBankPac form. All checks should be made payable to ICBankPAC, and mailed to ICBND, PO Box 6128, Bismarck, ND, 58506.All contributions must be from personal funds and cannot be accepted from any other form of legal entity. If you have any questions relating to the PAC please contact the ICBND office toll-free at (800) 862-0672 or locally at (701) 258-7121.

ICBA Political Action Committee
A donation to The Independent Community Bankers Political Action Committee (ICBPAC) is also strongly encouraged. ICBPAC exclusively represents community banks in federal legislative and regulatory issues. The ICBPAC is the nonpartisan political action committee of the ICBA, the nation's voice for community banks. ICBPAC is the only federal PAC dedicated exclusively to representing the community banking industry. If you are a member of ICBA and would like more information about ICBPAC, please contact Courtney Schoenborn at (202) 659-8111, or visit the ICBA website at www.icba.org. Additionally, you can use the form at the left to mail your contribution directly to ICBPAC, 1615 L Street NW, Suite 900, Washington, DC 20036.

Is Your Bank a Member of the ICBPAC 100 Club?

The ICBPAC 100 club was established with the goal of recognizing those banks that achieve 100% ICBPAC participation by their Board of Directors (with a minimum $100 contribution each). If you are concerned about preserving the vitality of your franchise, protecting the future of housing financing, promoting credit union expansion, and fighting for only the fairest regulation, then your bank should be a member of the ICBPAC 100 Club. ICBPAC funds are used to support the election and re-election of federal candidates with proven records of support for the community banking industry. A 100 Club membership entitles you and your bank to a variety of benefits, including a subscription to the ICBA Bank Director Program (with your first year free, a $495 value, and 50% off each consecutive year, a $248/year value).

In addition, 100 Club members are recognized in listings on the ICBA website, at the ICBA Annual Convention, and at various ICBA meetings and events. You’ll also receive recognition in the NewsWatch Today e-newsletter. Benefits are being added to Club membership all the time.

For more information on the ICBPAC 100 Club, contact Courtney Schoenborn at (202) 659-8111 or email her at [email protected]. You can also send your contribution using the form at the left to: ICBPAC 100 Club, 1615 L Street NW, Suite 900, Washington, DC 20036.

Posted on
Capitol Hill Item 1

Senator Heidi Heitkamp (D) 

United States Senate 
SD
G55 Dirksen Senate Office Building
 Washington DC 20510

Phone 
(202) 224-2043
Fax (202) 224-7776

Website 
 

Senator John Hoeven (R) 

United States Senate

120 Russell Senate Office Building 
Washington DC 20510

Phone 
(202) 224-2551 | Bismarck (701) 250-4618
Fax (202) 224-7999 | 
Bismark (701) 250-4484
Website 
 

Congressman Kevin Cramer (R)

House of Representatives

1032 Longworth House Office Building 
Washington DC 20515

Phone 
(202) 225-2611
Website

.

Posted on
Item 2

Aenean pretium dolor id libero tincidunt scelerisque. Phasellus fermentum ante velit, in ornare lorem egestas quis. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Praesent vitae massa sit amet diam dictum tincidunt in sed mi. Quisque molestie diam in arcu adipiscing, a aliquam mi mattis. Integer auctor rhoncus nibh vel mattis. Sed et accumsan lorem. Etiam id varius lorem. Etiam eu vulputate dui, quis suscipit leo. Nunc facilisis erat sed justo dictum malesuada. Praesent feugiat ligula adipiscing nunc iaculis, a hendrerit diam consequat.

Vivamus viverra ligula eu suscipit lobortis. Vestibulum eleifend mollis dolor sit amet ornare. Suspendisse potenti. Pellentesque at suscipit elit. Proin quis orci in orci cursus aliquam quis quis sapien. Nam bibendum ultricies viverra. Aliquam iaculis pellentesque nisi a vestibulum. Nunc adipiscing turpis nibh, at ornare sapien rhoncus quis. Fusce sed blandit nulla, in tempor mauris. Aenean quis velit quis dui pellentesque interdum malesuada et quam. Curabitur accumsan mollis odio, et dictum elit vulputate quis. Praesent pulvinar odio dapibus, pharetra nisl ut, rutrum metus.

Sed venenatis metus nec neque porttitor, nec consequat lorem placerat. Ut lorem dolor, auctor quis porttitor et, consectetur at ipsum. Maecenas eleifend risus velit, vel tempus massa viverra at. Mauris ipsum elit, luctus vitae iaculis eget, malesuada ultrices lectus. Pellentesque eget vulputate ante. Nunc ultrices volutpat nulla et blandit. Quisque posuere nisi vel sem ultricies accumsan. Maecenas accumsan sapien eu nulla adipiscing rutrum. Suspendisse hendrerit augue sit amet porttitor accumsan. Donec non gravida tellus. Praesent consequat, lorem a faucibus molestie, lorem arcu tempus lectus, at bibendum nibh purus sed libero. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Proin ut urna vitae neque dapibus malesuada et in libero. Sed ante orci, tempus hendrerit pharetra et, vestibulum sollicitudin est. Aliquam erat volutpat. Vivamus vestibulum eros lobortis nisl aliquet mollis.

Nullam pharetra magna tempor, mattis sapien vitae, imperdiet turpis. Ut risus augue, pulvinar vel tempor quis, posuere vitae ante. Curabitur ac vehicula nunc. Mauris tortor sem, tempor at commodo eget, facilisis sit amet tellus. Nullam pulvinar nisl sit amet libero euismod fringilla. Suspendisse vulputate, lorem ac rutrum dapibus, nunc sem vestibulum ante, sed ultrices odio ante nec massa. Sed accumsan odio ut libero dignissim sollicitudin. Nam id lacus ut urna hendrerit viverra vitae in sapien. Nulla semper urna eget vulputate adipiscing. In vehicula porta augue sed dignissim.

Posted on
Jan/Feb Issue

Aenean pretium dolor id libero tincidunt scelerisque. Phasellus fermentum ante velit, in ornare lorem egestas quis. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Praesent vitae massa sit amet diam dictum tincidunt in sed mi. Quisque molestie diam in arcu adipiscing, a aliquam mi mattis. Integer auctor rhoncus nibh vel mattis. Sed et accumsan lorem. Etiam id varius lorem. Etiam eu vulputate dui, quis suscipit leo. Nunc facilisis erat sed justo dictum malesuada. Praesent feugiat ligula adipiscing nunc iaculis, a hendrerit diam consequat.

Endorsed Members