Using the UBPR to
Improve Bank Performance

(90-minute webinar – recording also available)

 Wednesday, February 5, 2020

12:00 PM Pacific          1:00 PM Mountain

2:00 PM Central           3:00 PM Eastern

Bonus! Register by Wednesday, January 29, 2020, to receive a personalized UBPR for your bank to use during the live webinar.

How does your bank stack up against your peers? This practical webinar will teach you how to improve bank performance by understanding ratios used in the Uniform Bank Performance Report.

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

• Examine your bank the way regulators do
• Understand and improve bank profitability and shareholder value
• Explore the components of net interest margin
• Compare asset quality and OREO with others
• Gain perspective on the allowance for loans and lease losses
• Delve into liquidity
• Compare your use of wholesale funding to peers
• Better understand interest-rate risk

WEBINAR DETAILS

The goal of this webinar is to improve your bank’s performance by understanding bank ratios. And nothing provides better information than the Uniform Bank Performance Report. Learn about the critical components of independence – shareholder value, and the most important measure of shareholder return – return on equity. By following along with your free, personalized UBPR report, you will understand the differences between your bank and national peers, or any local bank. Then, use this in strategic planning or daily decision-making to add profitability, improve liquidity, improve asset quality, increase shareholder value, understand the non-maturity account surge, etc. This pragmatic webinar will provide information you can use immediately and serve as excellent training for the board in fulfilling their responsibility of overseeing bank performance.

WHO SHOULD ATTEND?

This informative session is designed for community bank presidents, chief financial officers, and board members who want to remain proactive in dealing with bank capital. It can also be used to train new officers.

TAKE-AWAY TOOLKIT

• An easy-to-use model for graphing historical ratio relationships
• Employee training log
• Interactive quiz

      MEET THE PRESENTER

Gary J. Young, Young & Associates, Inc.

Gary J. Young is founder of Young & Associates, Inc. During 40 years in consulting and 50 years in the industry, he has assisted hundreds of financial institutions from coast-to-coast with improving shareholder value and profit, establishing effective strategic plans, management assessments, regulatory concerns, budgeting, asset/liability management, expansion planning, and mergers and acquisitions.

Gary is a popular speaker due to his practical and valuable insight and has conducted seminars throughout the United States and in Europe. Gary is on the board of a community bank, manages a bank investment fund, and is a co-founder of Capital Market Securities, Inc., which assists with mergers and acquisitions.

Please note:  The live webinar option allows you to have one internet connection (from a single computer terminal).  You may have as many people as you like listen and watch from your office computer.

THREE REGISTRATION OPTIONS

Note:  All materials are subject to copyright.  Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited.  Print materials may be copied for eligible participants only.

1. LIVE WEBINAR

The live webinar option allows you to have one internet connection from a single computer terminal.  You may have as many people as you like listen and watch from your office computer.  Registrants receive a website address and passcode that allows entrance to the seminar.  The session will be approximately 90 minutes, including question and answer sessions.  Seminar materials, including instructions, passcode, and handouts will be emailed prior to the broadcast.  You will need the most current version of Adobe Reader available free at www.adobe.com. 

2. RECORDED WEBINAR + FREE DIGITAL DOWNLOAD

Can’t attend the live webinar?  This option provides a recording of the live event, including audio, visuals, and handouts.  We even provide the presenter’s email address for follow-up questions. You will receive an email with the recorded webinar link, which can be viewed anytime 24/7, beginning 6 business days after the webinar.  You will also receive instruction on how to download a free digital copy of the webinar to your PC, which you may keep and use indefinitely.

The recorded webinar may ONLY be ordered for 6 months following the live webinar.  In addition, the download must be completed within 6 months of the live webinar date. 

3. BOTH LIVE WEBINAR & RECORDED WEBINAR + FREE DIGITAL DOWNLOAD

Options 1 and 2 described above.

 AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE