Mortgage Lending Hot Spots Series:
Appraisal & Evaluation Guidance on Collateral Valuation
Webinar OR Recorded Webinar + Free Digital Download
Wednesday, September 11, 2019
12:00 pm – 1:30 pm Pacific
1:00 pm – 2:30 pm Mountain
2:00 pm – 3:30 pm Central
3:00 pm – 4:30 pm Eastern
Appraisals and evaluations continue to receive heightened regulator attention, including matters requiring attention (MRAs) and matters requiring board attention (MRBAs). Lenders often try to save time and money for the borrower and the financial institution. While these efforts are noble, it is critical that appraisal and evaluation processes and procedures comply with current regulations and guidance statements. Attend this webinar to gain a firm understanding of the real estate collateral valuation requirements imposed on financial institutions and appraisers. The focus will be on reviewing regulatory guidance and best practices for collateral valuations.
- Evaluation requirements and supporting documentation
- Required written policy and procedures
- Additional policy guidance
- Validation process requirements
- Appraisal value disputes
- Regulatory credit file requirements and recommendations
- Common examination findings
- Appraisal exemptions
- Renewal of an existing loan
- Proper use and documentation for “abundance of caution” exemption
- Collateral valuation guidance
- Commercial/business – purchase of an existing property
- Going-concern value
- CRE expected practices
- Appraisal FAQs
- TAKE-AWAY TOOLKIT
- Employee training log
- NEW – Interactive quiz
WHO SHOULD ATTEND?
The presentation will benefit loan committee members, business development personnel, lending officers, lending support staff, loan administrative staff, auditors, and loan reviewers.
Please note: The live webinar option allows you to have one internet connection (from a single computer terminal). You may have as many people as you like listen and watch from your office computer.
ABOUT THE PRESENTER – S. Wayne Linder, Young & Associates, Inc.
A thirty-year banking veteran, Wayne Linder was formerly the CEO of a community bank. As a Senior Consultant with Young & Associates, Wayne works as a lending and management consultant. He assists financial institutions under regulatory enforcement agreements, develops and implements written lending policies, and develops educational material for in-house lending training. Wayne is a popular seminar speaker with both national and international experience.
THREE REGISTRATION OPTIONS
Note: All materials are subject to copyright. Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.
- LIVE WEBINAR
The live webinar option allows you to have one internet connection from a single computer terminal. You may have as many people as you like listen and watch from your office computer. Registrants receive a website address and passcode that allows entrance to the seminar. The session will be approximately 90 minutes, including question and answer sessions. Seminar materials, including instructions, passcode, and handouts will be emailed prior to the broadcast. You will need the most current version of Adobe Reader available free at www.adobe.com.
- RECORDED WEBINAR + FREE DIGITAL DOWNLOAD
Can’t attend the live webinar? This option provides a recording of the live event, including audio, visuals, and handouts. We even provide the presenter’s email address for follow-up questions. You will receive an email with the recorded webinar link, which can be viewed anytime 24/7, beginning 6 business days after the webinar. You will also receive instruction on how to download a free digital copy of the webinar to your PC, which you may keep and use indefinitely.
The recorded webinar may ONLY be ordered for 6 months following the live webinar. In addition, the download must be completed within 6 months of the live webinar date.
- BOTH LIVE WEBINAR & RECORDED WEBINAR + FREE DIGITAL DOWNLOAD
Options 1 and 2 described above.
AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE