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Starion Bank

Cash Management Support Specialist

We are seeking a Cash Management Support Specialist in Bismarck, Mandan or Fargo, North Dakota; or Madison, Wisconsin. This position may be eligible for remote work within our market areas.

In this role, you will:

  • Administer commercial online banking products and services
  • Administer commercial credit cards
  • Assist customers with ACH transaction processing
  • Work with customers to complete training and installation
  • Determine and document accounts, users, access parameters, and security configuration
  • Provide onboarding per executed agreements
  • Perform quality control tasks for setup and maintenance of business online banking products.
  • Perform corrective maintenance
  • Complete and file exception reports
  • Update and provide reports and research

You should have:

  • Minimum of one to three years of similar or related experience
  • Equivalent of an associate degree
  • Strong problem-solving, multi-tasking and decision-making skills
  • Computer skills including Outlook, Word, and Excel
  • Exceptional customer service skills
  • Prior banking industry experience preferred

Starion offers a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Banker magazine, “50 Best Places to Work” by Prairie Business magazine and “Top 10 Workplaces” by Bismarck-Mandan Young Professionals Network! Apply online at www.starionbank.com/careers.

 

Starion is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

 

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Starion Bank

We are seeking a Business Banking Officer in Oakes!

Position level, officer designation and salary dependent on experience.

In this role, you will:

Start new banking relationships and grow existing ones through:

  1. Proactive sales calls, community engagement, and collaboration with Starion colleagues, and
  2. Diligent, data-driven administration of loan portfolios that complies with all bank policies and regulatory standards.

You should be:

In the know—always keeping up with both local business news and philanthropic projects, as well as national economic trends

Analytical–with top-notch financial and credit analysis skills

Self-aware—including highly intentional about your decision-making processes, and skilled in communicating them to diverse colleagues and customers

Customer-focused—happy to help others, genuinely curious about an array of industries, and hungry to learn new sales best practices at any stage of your career

You should have:

  • A bachelor’s degree in business, finance, economics or a related field.
  • Knowledge of credit, compliance and regulatory standards preferred.
  • Proficiency with Microsoft Excel.

Starion Bank is a growing community bank known for providing local leadership, personalized service and community loyalty. We foster a culture where you can grow both professionally and personally, and we treat employees as our most important organizational asset.

We offer a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Bankers magazine and “50 Best Places to Work” by Prairie Business magazine! Apply online at www.starionbank.com/careers.

Starion Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

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Starion Bank

 

STARION BANK IS GROWING IN FARGO, ND!

Are you looking for a rewarding banking career with an organization that is expanding in the Fargo area? How about working for an organization that prides itself in being

  • A stable, financially secure banking organization started in 1969, with banking roots that began as far back as 1886!
  • A family-owned, supercommunity bank!
  • Recognized as “Best of the Best” by Independent Banker magazine!
  • Recognized as “50 Best Places to Work” by Prairie Business magazine!

We are seeking a Business Banking Officer in Fargo!

Position level, officer designation and salary dependent on experience.

In this role, you will:

Start new banking relationships and grow existing ones through:

  1. Proactive sales calls, community engagement, and collaboration with Starion colleagues, and
  2. Diligent, data-driven administration of loan portfolios that complies with all bank policies and regulatory standards.
  3. Managing an existing book of business and business banking customers
  4. Business development activities

You should be:

In the know—always keeping up with both local business news and philanthropic projects, as well as national economic trends

Analytical–with top-notch financial and credit analysis skills

Self-aware—including highly intentional about your decision-making processes, and skilled in communicating them to diverse colleagues and customers

Customer-focused—happy to help others, genuinely curious about an array of industries, and hungry to learn new sales best practices at any stage of your career

You should have:

  • A minimum of 2-3 years lending or credit analyst experience.
  • A bachelor’s degree in business, finance, economics or a related field.
  • Proficiency with Microsoft Excel.

Starion Bank is a growing community bank known for providing local leadership, personalized service and community loyalty. We foster a culture where you can grow both professionally and personally, and we treat employees as our most important organizational asset.

We offer a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Bankers magazine and “50 Best Places to Work” by Prairie Business magazine! Apply online at www.starionbank.com/careers.

Starion Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

BND Logo

 

Location: Statewide *

Status: Full-time

Deadline: 02/05/2023

* Work location to be discussed during interview – remote work is an option but must be a North Dakota resident, residing within the state’s borders.

Bank of North Dakota has employed the same mission for over 100 years: to deliver quality, sound financial services that promote agriculture, commerce and industry in the great state of North Dakota.

CHIEF BANKING AND INNOVATION OFFICER, BANK OF ND

The Chief Banking and Innovation Officer provides vision, leadership and direction for the Bank’s innovation team, banking operations, retail banking, and facility management services. This position is responsible for working with internal service areas and external partners to identify new approaches, methods, products, and processes that enhance delivery of services to customers and the State of North Dakota.

Summary of Work

Responsibilities include:

  • Creating and overseeing a long-term strategy for the bank that incorporates innovation in all service areas and levels of responsibility.
  • Identifying innovation trends and business opportunities within the banking industry.
  • Meeting with stakeholders at different levels to identify areas of innovation and growth.
  • Leading a bank wide team to enhance the innovative potential of the business.
  • Advising management on yearly, medium-term, long-term, and future innovation goals.
  • Providing leadership and development for the innovation team, banking operations, retail banking, and facility service management.
  • Serving as the BND liaison with ND Information Technology leadership.

Minimum Qualifications

This position requires a bachelor’s degree in strategy, leadership, business, management or related field; eight years of experience in business, IT, technology, or finance-related fields; and three to five years of experience in a large bank management position including knowledge and oversight of bank operations.

Preferred Qualifications

  • Strong executive management skills with executive-level composure and presence.
  • Track record of building a culture of innovation and creativity with internal and external stakeholders.
  • Adaptive thinking and a strong, critical mindset.
  • Strong business acumen and presentation skills
  • Ability to testify in front of legislative experience and collaborate with other state agencies.
  • Highly proficient at project planning, budgeting, and oversight.
  • Forward-thinking and adaptable to dynamic situations.
  • A solid understanding of innovation and how it should be applied in business.
  • Excellent interpersonal, leadership, and communication skills.

APPLY NOW

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Starion Bank

We are seeking a Business Intelligence Analyst in Mandan or Fargo, North Dakota; or Madison, Wisconsin. This position may be eligible for remote work within our market areas.

In this role, you will:

  • Perform quality control tasks for setup and maintenance of deposit products and services
  • Resolve issues and perform file maintenance
  • Provide exception reports, recommendations and analysis.
  • Provide special account support including IRA transactions and document review
  • Provide annual IRS reporting
  • Ensure accuracy to provide excellent customer service
  • Provide efficient and timely help to customers for setup, access, and transaction processing for all deposit products, services and applications.

You should have:

  • Minimum of one to three years of similar or related experience
  • Equivalent of an associate degree
  • Strong problem-solving, multi-tasking and decision-making skills
  • Computer skills including Outlook, Word, and Excel
  • Exceptional customer service skills.
  • Prior banking industry experience preferred.

Starion offers a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Banker magazine, “50 Best Places to Work” by Prairie Business magazine and “Top 10 Workplaces” by Bismarck-Mandan Young Professionals Network! Apply online at www.starionbank.com/careers.

 

Starion is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

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Starion Bank

 

Starion Bank is seeking a Senior Universal Banker in Bismarck.

Responsibilities:

  • Lead a retail team while ensuring quality customer service, encouraging employee growth and development and achieving assigned metrics and goals
  • Manage and direct branch retail operations
  • Develop long-term customer relationships with consumer and business clients while maintaining existing customer relationships
  • Open personal and business deposit accounts
  • Process loan requests
  • Cross-sell bank products and services
  • Process regular teller transactions in an efficient, friendly and accurate manner

Qualifications:

  • Five to eight years of experience in customer service, sales, consumer lending and cash handling preferred
  • One to three years of management or supervisory experience preferred
  • Require effective communication, customer relations, sales and service skills
  • Strong leadership abilities and self-motivation required

Starion Bank is a growing community bank known for providing local leadership, personalized service and community loyalty. We foster a culture where you can grow both professionally and personally, and we treat employees as our most important organizational asset.

Starion Bank offers a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Bankers magazine and “50 Best Places to Work” by Prairie Business magazine! Apply online at www.starionbank.com/careers.

 

Starion Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

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UMACHA 4COLOR 002

The Upper Midwest Automated Clearing House (UMACHA) is a Payments Association who has been serving financial institutions and corporate members for over 48 years on a variety of electronic payments topics, specifically the Automated Clearing House or ACH. Primary services include: education, compliance and publication services, information and problem solving.


We are seeking a full-time Marketing and Communications Specialist to carry out UMACHA’s strategic marketing and communications plan while conveying clear, consistent, and effective messaging about UMACHA’s brand, products, and services to a variety of audiences.

We are a hybrid-remote first work environment and are seeking someone preferably located in the upper Midwest.

PRIMARY RESPONSIBILITIES:

  • Ÿ Maintain an understanding of UMACHA membership, services, products, events, promotional efforts, and industry trends
  • Ÿ Research, identify and implement marketing trends, tools, and methods as applicable to execute UMACHA marketing strategies and activities
  • Ÿ Create marketing activity and communication plans and calendars for specific services, products, events, and campaigns with input from UMACHA team
  • Ÿ Manage completion of marketing and communication calendars and delegation to project team and outsourced partners to ensure timelines and budgets are met
  • Ÿ Serve as the liaison between UMACHA and marketing contractors
  • Ÿ Develop relationships with industry trade journals, current and potential sponsors, and other industry partners
  • Ÿ Manage the development of all marketing collateral
  • Ÿ Ensure social media, print, web content, newsletters and all other marketing communications are fully integrated and consistent with the UMACHA brand
  • Ÿ Track, analyze, and report on the effectiveness of UMACHA marketing activity and communications related to membership, events, and product/service sales including but not limited to:
    • o Email Open Rates
    • o Google Analytics for UMACHA Website
    • o Social Media Usage, History + Trends

REQUIREMENTS:

  • Ÿ A minimum of 3 years’ experience in marketing and communications
  • Ÿ Knowledge of digital marketing, social media, website, and e-Commerce platforms
  • Ÿ Experience with design, video production or copy-writing  is desired 
  • Ÿ Proficient in Microsoft Suite software
  • Ÿ Minimal travel required, including: 
    • o Travel independently by plane to events across the country
    • o Travel to local association events across the UMACHA territory
    • o Must possess current driver’s license to travel locally and to rent vehicle and drive while traveling, as necessary
  • Ÿ Physical requirements:
    • o Able to lift, carry, transport, and operate equipment necessary to present at trade shows and events

If you are interested in this exciting opportunity, forward your resume and cover letter to Jennifer Miller at jenniferm@umacha.org

Salary Range $55,000-$65,000

Benefits

  • Medical – Employer pays 80%
  • Employer paid Dental, Life Insurance, STD, LTD
  • Great retirement benefits plan after employed for 1 year
  • Generous paid time off - vacation & sick pay
  • Supportive and hardworking executive team

Fun team environment, with a focus on family

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First Security Bank West Logo

First Security Bank-West has an immediate opening for a full-time bookkeeper.

Job description includes, but is not limited to daily transaction processing, prepare daily, monthly and annual reports, internet banking support, maintenance of accounts and other duties assigned.

Experience in bookkeeping and accounting, computers, phones, and transaction processing will be helpful. This individual must be efficient and accurate in their work. Must be willing to learn new duties.

This position will have a benefit package. The salary will be based on the individual’s knowledge and experience.

First Security Bank is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer. Member FDIC.

 

Apply online at firstsecuritybanks.com,

mail or drop off a resume with cover letter to:

 

First Security Bank-West

100 East Main Street          

PO Box 69

Beulah ND 58523

 

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First Security Bank West Logo

FIRST SECURITY BANK-WEST

IN BEULAH HAS AN OPENING FOR A

UNIVERSAL BANKER

Position will be full time with benefits.  Responsibilities will include but not limited to: Ability to use time and resources efficiently to accomplish tasks. Provide exceptional customer service to our Lending staff. Implement bank procedures correctly, review documents for accuracy, and adhere to all bank security/audit/compliance requirements.  This individual must be hardworking, with demonstrated abilities in math and computer skills.  Willing to learn operating functions of bank record keeping systems.  Apply online at firstsecuritybanks.com

First Security Bank is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer. Member FDIC.

First Security Bank-West

100 East Main Street          

PO Box 69

Beulah ND 58523

First Security Bank West Logo

 

FIRST SECURITY BANK-WEST

IN BEULAH HAS AN OPENING FOR A

FULL TIME CUSTOMER SERVICE REP./TELLER

This full-time position includes benefits. The job description includes accurately and efficiently completes customer transactions, including but not limited to, cashing checks, receiving deposits, savings account transactions, change orders, processing transfers, loan payments, balancing cash drawers and other secretarial tasks as needed.

This individual must be hardworking, friendly and have good customer service, math and computer skills. Bank experience, cash handling and bookkeeping will be helpful.

First Security Bank is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.

Apply online at firstsecuritybanks.com or send or drop off a resume with cover letter to:

First Security Bank-West

100 East Main Street

PO Box 69

Beulah ND 58523

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firstwesternbanktrust

Job Title:           Operations Specialist                                                   Classification:           Non-Exempt, Non-Officer

Department:      Operations                                                                   Status:                       Full-time

Reports To:        Bank Operations Manager                                        Revised:                    December 7, 2022

Position Overview

Responsible for completing daily operations activities for First Western Bank & Trust’s accounts to ensure the accuracy of records while adhering to the bank’s culture of excellence in customer service to its patrons.

Essential Job Functions

  • Greet visitors and customers in a courteous manner and work with them on various account issues
  • Assist customers with general bookkeeping including but not limited to account transfers, stop payment requests, account closures and balancing issues
  • Answer telephone inquiries from customers and internal staff regarding customer account transactions
  • Check the accuracy of calculations and account postings
  • Research accounts as requested to verify transactions and provide documentation
  • Distribute non-post, stop payment, closed account and balance sheet reports from prior business day
  • Perform daily reconciliation of the Bank’s general ledger accounts
  • Execute charge offs on non-collect items
  • Correct exception items and balance exception item general ledger posting
  • Prepare electronic files to post and code ACH returns to the Federal Reserve
  • Administer debit card disputes including intake, application of provisional credit and performing write offs
  • Balance Canadian deposits daily
  • Monitor continuous overdraft accounts, apply fees and send customer notifications up to final action
  • Close overdrawn accounts and notify Chex Systems of bad accounts
  • Post credits and fees from the tele-credit report
  • Verify after-hours voice access transfers
  • Monitor the Bank’s credit card account at Bravera
  • Refer escalated customer issues to management as necessary
  • Comply with federal, state, and company policies regarding records retention
  • Compile statements, check copies and deposit history documentation for subpoenas
  • Assist with processing account adjustments
  • Balance the Bank’s checking endorsement accounts
  • Assist with reviewing and auditing dormant accounts daily according to the dormant procedures
  • Ensure compliance with banking laws, regulations and the Bank’s policies and procedures, including Bank Secrecy Act
  • Maintain continuing education related to regulatory standards

Other Duties

  • Other duties, responsibilities and activities may be assigned with or without notice

Qualifications

  • High School diploma or general education degree (GED) required
  • Associate’s degree in accounting or business-related field preferred
  • Two years of banking, customer service or cashier related work experience preferred
  • Knowledge of generally accepted accounting principles and procedures

Skills/Abilities

  • Demonstrate good communication including oral, written and listening skills
  • Courteous manners with the public and internal personnel
  • Ability to multi-task with high level of accuracy and attention to detail
  • Dependable in fulfilling assigned responsibilities
  • Proficient 10 key and computer processing skills with knowledge of Microsoft programs
  • Utilize banking software; Silverlake, Xperience, Synergy, Fedline and AVIP
  • Ability to handle confidential information with discretion

How to apply

  • Go to www.firstwestern.bank/careers/
  • Once there, click the SEE JOB POSTINGS button.  The open positions will be listed.
  • Select the position and, once it opens, there is an APPLY button at the bottom.

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ND independent banks 'doing well' | Prairie Public Broadcasting

Prairie Public Broadcasting | By Dave Thompson

"They're strong, well-run, well-capitalized," said David Mason of First International Bank and Trust in Bismarck. "We've been fortunate for a highly supportive community base in North Dakota."

Mason said North Dakotans like doing business with other North Dakotans.

"That's where the community bank model really thrives for us," Mason said.

Mason also said the biggest issue facing banks this year is inflation, and continued efforts by the Federal Reserve to tamper down inflation through raising interest rates.

"Increasing or decreasing isn't as big of a deal as how fast they change," Mason said. "And we've seen a dramatically fast-paced move by the Fed in increasing rates this time around. And that just changes the dynamic."

Mason said it takes a little bit of a different management style, to help customers deal with the rates.

Meanwhile, ag lenders are reporting a more positive outlook in farm country. A banker from southeast North Dakota said farmers are doing very well this year, compared with the past few years.

"The crops that got put in look very good," said Darwin Bitz of Heartland State Bank of Edgeley and Kulm. "The prices are excellent, and even on the livestock end, prices are very good."

Bitz said farmers are in a very good financial position, because of the current prices, and also because of disaster payments, crop insurance and COVID relief. And he said his bank hasn't been making loans to farmers this year.

"I can tell you that right now, of operating loans at our bank, there have been some that haven't been touched," Bitz said. "The farmers haven't needed it."

Bitz said he has sen a lot of pay-down on existing loans.

"It's actually a great time to be farming," Bitz said.

The independent bankers' group had their annual meeting in Bismarck this week.

BISMARCK, ND – Stephen L. Stenehjem, Chairman and CEO of First International Bank & Trust (FIBT), is the recipient of the 2022 Distinguished Community Banker Award. The award was presented to him during the 54th Annual Independent Community Banks of North Dakota (ICBND) Convention & Exposition. The three-day event was held August 8-10, at the Bismarck Hotel and Conference Center, in Bismarck, and was attended by over 200 bank and associate members.

The Distinguished Community Banker Award was created in 1998 by the ICBND Board of Directors to recognize the efforts of its most outstanding members and is the most prestigious award given by ICBND. This award, which need not be given every year, honors an active or former community banker for exemplary and outstanding service to community banking over an extended career. Stephen’s father Leland M. Stenehjem posthumously received the award in 2017, making Stephen the second Stenehjem to be honored with the ICBND Distinguished Community Banker Award.

           

Stenehjem, who recently celebrated 40 years with First International Bank & Trust, looks back on his achievements with pride. “FIBT is over 100x larger than when I started and that’s a testament to the amazing team we’ve built over the years. From our humble beginnings in Arnegard, ND, we now have 34 locations across four states and can serve more customers than ever before. Thank you to everyone who has been part of FIBT’s success. I am truly humbled and honored to receive this award.”

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ICBND hosts 54th Annual Convention in Bismarck | KX NEWS (kxnet.com)

BISMARCK, N.D. — This week is the ICBND 54th Annual Convention. The convention will last Monday through Wednesday.

Jessie Pfaff, who is the vice president for the ICBND says this is a chance for community bankers and associate members vendors across the nation to get together.

“It’s just a time to reconnect with eachother and to celebrate everything they have accomplished last year” “

Pfaff says conventions such as this one is extremely important to have in the state.


“North Dakota in general is a tight knit rural community and community banks across our state are what provide the funding for a lot of main street, and we are excited about bringing them together.”

According to Pfaff, ICBND is the only association in the state of North Dakota that excessively represents Community Banks.
The convention always has a theme and for this years theme it’s the roaring 20’s.

“We figured it’s the 20’s. We are roaring forward and everything that banks have had to overcome with their customers and COVID the last couple of years,” said Pfaff. “They keep charging forward into the future.”

And the big topic on everyone’s mind is inflation.

“It’s front and center. The man on the street and the lady on the street mind’s these days is on how much things are costing,” said Reber. “When they go to the grocery store, when they go buy clothes. When they fill up their gas tank.”

As far as what interest rates could do in the next six months, Jim Reber, President and CEO of ICBA Securities, says it’s impossible to predict.
Despite not being able to predict how long the inflation will last, Reber says community banks are built to benefit from rising rates.

“If this is a long term scenario, where rates are higher than normal, community banks should do just fine.”

They say no matter what the economy looks like… they will continue to reach out and help their neighbors from rural to cities here in North Dakota.

Plains Commerce bank

Sioux Falls, SD, Release: Tuesday, August 2, 2022. For Immediate Release Plains Commerce Bank will be hosting a free webinar on Thursday, August 25, 2022: Shifting the Tone: Custody of Crypto Assets.

This webinar will discuss the importance of trust and security with cryptocurrency and digital assets.

When asked about the webinar: Custody of Crypto Assets, Kyle Pickner, Chief Trust Officer at Plains Commerce Bank said that this webinar is a chance for people to educate themselves on how to protect their digital assets. They can ask questions live and get information not easily available through other channels.

Custody for digital assets (as opposed to cash, securities, or precious metals) requires a new kind of technological infrastructure that is independent in every sense of the word. Cryptocurrencies are created and managed using specialized technologies which come with their own unique considerations for storage and security.

Join Kyle Pickner, along with special guests from Brane Inc., Matt Pierce, Interim President and Chris Desjardins, Vice President of Product as they dive into how to protect your digital assets.

Registration now open for the free webinar at www.plainscommerce.com/webinar.

Shifting the Tone Webinar Series is an initiative developed by Plains Commerce Bank to dive into the intricate world of money and finance.

Full information and marketing assets can be found on the website: https://www.dropbox.com/scl/fo/cua1xmu0sxqncclxceq06/h?dl=0&rlkey=74085ltlxsohmvze0slkv9exj

Contact Information:
Name: Abby McCann, VP Marketing
Organization: Plains Commerce Bank
Address: 4410 S Technology Drive, Sioux Falls, SD 57106
Phone: 605.954.1322
Email: amccann@plainscommerce.com

Note: This is intended for information use only and is not intended as tax, legal, or investment advice. Cryptocurrency is not insured by the FDIC, are not deposits or other obligations of the institution and are not guaranteed by the institution; and are subject to investment risks, including possible loss of the principal invested.

The Bank of Tioga

Tioga, ND, August 1, 2022 - The Bank of Tioga has partnered with the Tioga Area Economic Development Corporation to host REV, a small business pitch competition where $15,000 will be distributed to one or more entrepreneurs. Applications are due October 10, 2022.

From the pool of applicants, up to five businesses will be selected to pitch and be judged on all aspects of their business in front of a judges panel on Thursday, November 10, 2022 at the Divide County Courthouse, located at 200 N Main St., Crosby, ND.

"Entrepreneurs and businesses are encouraged to pitch their current or future business concepts for a chance to win money to support their idea. It is our mission to IGNITE PROSPERITY® in all the communities we serve," said President of The Bank of Tioga, Savanna Hendrickson.

The Bank of Tioga hosts REV in an effort to reinvest in local businesses and entrepreneurs. Applicants will be judged on their pitch, marketing, personal investment level and exit strategy.

In 2017, The Bank of Tioga started REV in an effort to spur economic growth and encourage business owners to continue pursuing their dreams. As of today, over $60,000 has been awarded through this program.

Last year’s winners included Blue Raven Trading Company at $7,200, Back Shed Treasures LLC at $4,200, Luxe Beauty Bar LLC at $2,400 and Haugland Enterprises Inc. at $1,200. Judges include Savanna Hendrickson, President of The Bank of Tioga and Wendy Lenzen, Vice President of Business & Consumer Banking with The Bank of Tioga, along with KayCee Lindsey with Divide County Economic Development and Dennis Lindahl with Tioga Economic Development.

To apply, visit https://www.thebankoftioga.com/rev and download the REV application. The application deadline is October 10, 2022. If you have any questions, please reach out to Savanna Hendrickson at The Bank of Tioga at 701-664-3388.

About The Bank of Tioga: At The Bank of Tioga, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. The Bank of Tioga was chartered in 1951 and was acquired by TS Contrarian Bancshares Inc., an affiliate of TS Banking Group in 2014. With $350 million in assets, The Bank of Tioga is committed to supporting local organizations and reinvests a portion of its net income back to the community. Branch locations include Tioga and Crosby, North Dakota. For more information visit thebankoftioga.com.

LewisClark DG

New program will provide an additional line of support for North Dakota’s small businesses

(MANDAN, ND) – The North Dakota Opportunity Fund (NDOF) Steering Committee recently
voted to create a new collateral support program which expands the financing options available
to the lending and business community served by NDOF.
 
Created in 2012 as a direct result of the federal Small Business Jobs Act of 2010, which allowed
for the creation of State Small Business Credit Initiatives (SSBCI), the North Dakota Opportunity
Fund leverages private financing to help small businesses and manufacturers attain needed
loans and investments to expand and create jobs.
 
Led by the City of Mandan, a consortium of 38 municipalities (see attachment) was originally
allocated almost $10 million dollars for the loan participation program. Lewis & Clark
Development Group manages the fund on behalf of the consortium. Since 2012, NDOF has
disbursed $29.9 million dollars in loan proceeds.
 
Lenders Across the State Expressed Strong Support for New Program
Matt Burthold, commercial lending director for Lewis & Clark Development Group, said the
program’s success over the years prompted discussions about adding a collateral support
program.
 
Late last year, the NDOF Steering Committee distributed an online survey to lenders across
North Dakota. The survey found strong interest in expending the fund to include collateral
support.
 
“The strong support and interest in offering a collateral program is, I think, a vote of confidence
in the North Dakota Opportunity Fund,” says Burthold. “The support certainly helped the NDOF
Steering Committee in making the decision to proceed with creating a new program.”
Burthold says the Steering Committee did its due diligence in reviewing similar programs
throughout the United States.
 
“There is obviously no one size fits all approach, but we determined that the best model for us is
similar to a program used in Idaho. We opted to base our new program in part, but not entirely,
on what they offer,” notes Burthold.
 
How the NDOF Collateral Support Program Will Work
The new NDOF Collateral Support Program will establish pledged case collateral accounts with
lending institutions to enhance loan collateral for qualifying businesses, which will help them
obtain financing on acceptable terms and conditions.
 
The following is an example of how the new program may help a small business:
Small Business Expansion Project:
§ $500,000 total project; $485,750 value of total collateral available
§ $340,025: Lender policy is 70% loan-to-value advance rate
§ $75,000: Business is able to provide 15% cash equity
§ $84,975: Funding gap challenge
 
Solution Provided by the NDOF Collateral Support Program:
§ $425,000: Lender loan with an $84,975 Collateral Support Certificate of Deposit (CD)
§ $75,000: Borrower Equity
 
“The NDOF Collateral Support Program will be implemented prudently to provide another
valuable line of support for North Dakota’s small businesses,” says Burthold, who reports
inquiries are already being made from small businesses across the state.
 
For more information on the North Dakota Opportunity Fund, contact Burthold at (701) 667-7601
or at matt@lcdgroup.org. You can also learn more online at www.lcdgroup.org/business-loans/.

United Bankers Bank

United Bankers’ Bank Announces Strategic Partnership with Blue Team Alpha


BLOOMINGTON, MN – United Bankers’ Bank (UBB), the nation’s first bankers’ bank and Blue Team Alpha, an elite cybersecurity force, announce an agreement to offer cybersecurity services to UBB's community banks. Through this partnership, UBB and Blue Team Alpha will provide community banks with access to comprehensive cybersecurity services to help shore up defenses against cybercriminals.
"Very few areas present more challenges to community bankers than cybersecurity. Data breaches in financial services make the headlines weekly and regulators are cracking down. I'm happy to announce Twin-Cities-based Blue Team Alpha is the newest addition to UBB's suite of consulting services for our customer banks," commented UBB’s President and CEO Dwight Larsen.
 
"As banks adopt advanced technologies to improve customer service and operating efficiencies, they increase their attack surface and become more vulnerable to cybercriminals. Blue Team Alpha is happy to partner with UBB to help increase the security posture of community banks and the communities they serve," said Joe Kingland, CISSP, CEO of Blue Team Alpha.
 
The security experts at Blue Team Alpha have experience in addressing financial institutions' complex and highly regulated demands. The company has over 25 years of experience implementing stringent IT standards for banks and financial institutions.
 
About United Bankers' Bank
Headquartered in Bloomington, MN, United Bankers' Bancorporation, Inc. is the parent holding company for United Bankers' Bank (UBB). UBB provides a full range of correspondent banking services to over 1,000 community banks throughout 22 states. For more information, please visit www.ubb.com or follow us on LinkedIn or Facebook.
 
About Blue Team Alpha
Blue Team Alpha is an elite cybersecurity force with one primary focus - to keep its clients' company resources safe from attack. Established in 2018 as a subsidiary of Manage Infinity, Blue Team Alpha was designed to focus on incident response and to minimize the business impact of cyberattacks. The team has deep roots in incident response with decades of experience handling hundreds of breach investigations across 12 industries. For more information on Blue Team Alpha, visit blueteamalpha.com or follow us on LinkedIn or Facebook.
 
Contact: Dwight Larsen United Bankers’ Bank Direct: 952.885.9501
July 25, 2022
1650 W 82nd Street Bloomington, MN 55431 www.ubb.com

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Bravera Bank

MINOT, N.D. – Bravera Bank is proud to announce that United Community Bank (UCB) is going to be merged into Bravera Bank. Pending regulatory approval and other customary conditions, this is expected to officially take effect November 2022. UCB has locations in Minot, Burlington, Drake and Leeds.

Bravera took over ownership of UCB in 2015 while leaving UCB to operate independently. While UCB has been a Bravera company for seven years, taking on the Bravera name and merging into the same systems means a greater depth of services for customers. For example, customers will have the convenience of using services at any of Bravera’s locations throughout North Dakota, Montana and soon Minnesota. In addition, Bravera Wealth is currently located in the same building as UCB in Minot and will remain.

“We’ve worked together for quite a while and are glad to take this next step forward. This collaboration improves the experience of those we serve as well as our employees,” said Greg Vetter, president of client services and interim president/CEO of UCB.

“This is an exciting shift for our customers and our team,” said Kelly Perrin, UCB Minot market president. “We are able to provide additional resources, products and services in banking, wealth and insurance areas as well as give customers access across a greater footprint.”

UCB’s same local, friendly staff is available to assist customers throughout the transition.

To learn more about Bravera, visit bravera.bank

Starion Bank

 

  Starion Bank mortgage banker named to three prestigious Top Originator lists

Starion Bank Mortgage Banking Supervisor Kassy Landis has been named to three distinguished lists of America’s top mortgage bankers. The Scotsman Guide named Landis in their Top Originators of 2021 and Top Women Originators of 2021 lists. Mortgage Executive Magazine named Landis as one of the Top 1% of Mortgage Originators of 2021. 

Kassy Landis 2018 crop   Picture: Kassy Landis 

Landis, who is based in Bismarck, has been a mortgage banking officer since 2012. She joined Starion in 2006 as a Universal Banker, advanced to Business Banking Representative in 2007, and became a mortgage underwriter in 2008.

Her area of expertise is residential mortgage lending, including conventional loans, NDHFA First Time Home Buyer programs, FHA, VA, Construction, Lot, Bridge, Home Equity and jumbo loans, allowing Landis to help home buyers determine the financing that best fits their needs.  

Landis earned an associate degree from Bismarck State College and a bachelor’s degree from Dickinson State University, both in business administration. She served as a member of 2021-2022 City of Bismarck Special Assessments Task Force volunteer and currently serves as a member of Bismarck-Mandan Professional Women in Building, and as an affiliate member of both the Bismarck-Mandan HBA and Bismarck-Mandan Board of Realtors.

Scotsman Guide previously recognized Landis as one of the Top Women Originators and Top Originators in 2020. She was also recognized by Mortgage Executive Magazine in their Top 1% of Mortgage Originators for 2015, 2016, 2019 and 2020.

The Scotsman Guide is a source of news and research to keep mortgage professionals informed about important trends and topics in the industry. They provide finance tools, industry news, market data and research to help mortgage originators grow their networks.

Mortgage Executive Magazine annually compiles a comprehensive list of the nation’s top one percent of mortgage originators in the United States in order to recognize and celebrate their service, dedication and hard work it takes to serve clients during the home loan process.

About Starion Bank

Starion Bank is a $1.7 billion family-owned community bank and financial services organization. Established in Oakes, N.D., in 1969, Starion has 16 locations in Bismarck-Mandan, Bottineau, Dunseith, Ellendale, Fargo, Oakes and Rolla, N.D.: and Middleton, Monona and Sun Prairie, Wis.

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