It’s hard to believe, but we’re already in the midst of the holiday season and 2016 is within arm’s reach. Rather than lament about the passing of time, I’d rather take some time and reflect on ICBND activities this past year.
I’m happy to say that your association had a very successful 2015. The 64th North Dakota Legislative Session consumed much of our attention the first several months of the year. ICBND members fared well this past session including property and income tax relief along with ICBND-sponsored legislation changing the Good Funds Law to specifically allow funding flexibility at closing for certain real property transactions. While the state session adjourned in the spring, our advocacy work is never done enhancing the political presence, influence and reputation of independent community banking at the local, state and national levels.
Because of your active participation and support, ICBND was able to offer 27 live education sessions and over 130 webinars this year. Quality, timely and unique education remains a critical service to our members. On that note, 2015 marked the second year of the ICBND School of Agricultural Lending with 39 participants, 18 of whom completed their second year in the program. We’ve limited enrollment to 40 for 2016, so please get your registration in early. Ag lenders are going to need a full “toolbox” in this challenging market!
You will also soon be receiving information regarding our upcoming Construction Lending School scheduled for April 5-6 at the Heritage Center in Bismarck. We will be putting the finishing touches on curriculum, presenters and instructors the next few weeks.
As always, please take advantage of the ICBND Purchasing Exchange for all your office supplies, equipment, furnishings and promotional items. Let Lacey and Jess simplify your life some by being your one-stop procurement shop. Additionally, if your bank is considering a credit card program, there’s no better time than now to call Marilou at ICB Services, Inc. to learn more about how to bolster your service offerings, interest income and interchange revenue.
Finally, and most importantly, have a safe and happy holiday season!