Credit Review Analyst

At Starion Bank, we’re looking for talented people who will put our customers at the center of everything we do. Join our diverse team where you’ll feel valued and inspired to contribute your unique skills and experience.

The Credit Review Analyst will

• Provide accurate and timely reviews of commercial & ag credit relationships per policy
• Ensure loan documentation, credit files, and underwriting are accurate
• Confirms credits comply with approved terms and conditions
• Ensure relationship risk rating remains accurate
• Provides sound and adequate technical advice
• Be a resource for the bank for loan documentation, underwriting, and review

You should have:

• Minimum of three to five years of similar or related experience
• Bachelor’s degree in accounting, finance, economics, or related field
• Excellent written and oral communication skills
• Strong time management and organizational skills
• Proven reading comprehension skills
• Working knowledge of bank regulations and documentation requirements
• Strong analytical, problem solving, and decision-making skills
• Facilitates development of plans, policies, and procedures

Starion offers a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Banker magazine, “50 Best Places to Work” by Prairie Business magazine and “Top 10 Workplaces” by Bismarck-Mandan Young Professionals Network! Apply online at www.starionbank.com/careers.

Starion is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

We are seeking a Business Banking Representative in Ellendale!

This position is not eligible for remote work. Must be able to work in office daily.

In this role, you will:

• Provide support including recording and maintaining documents in accordance with established policies and procedures
• Process loan advances, payments, credit bureau reports
• Have regular customer contact via phone, email, and in person
• Promote Starion Bank and all products and services

You should be:

Customer-focused—happy to help others, genuinely curious about an array of industries, and hungry to learn new sales best practices at any stage of your career

Detail Oriented – give tasks undivided attention and catch mistakes, errors or changes

In the know—always keeping up with policies, procedures and regulations

Self-aware—including highly intentional about your decision-making processes, and skilled in communicating them to diverse colleagues and customers

You should have:

• Excellent communication skills, oral and written
• Organizational and Time Management skills

Starion Bank is a growing community bank known for providing local leadership, personalized service and community loyalty. We foster a culture where you can grow both professionally and personally, and we treat employees as our most important organizational asset.

We offer a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Bankers magazine and “50 Best Places to Work” by Prairie Business magazine! Apply online at www.starionbank.com/careers.

Starion Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Starion is seeking a Customer Service Call Center Representative in Mandan.

Must be available to work in our Mandan location. Hours for this position could vary daily between 7 AM and 6 PM Monday – Friday and will be included in a Saturday rotation.

Title and salary dependent on experience.

At Starion Bank, we’re looking for talented people who will put our customers at the center of everything we do. Join our diverse team where you’ll feel valued and inspired to contribute your unique skills and experience.

The Customer Service Call Center Representative will

• Process and manage online accounts and consumer loans
• Deliver advanced digital and online offerings (online, mobile, social, phone, email chat at more)
• Enhance the customer experience while providing solutions to customers
• Provide customers with convenient ways to manage their accounts and provide solutions that meet their financial needs
• Serve all Starion Bank locations throughout North Dakota and Wisconsin

Customer Service Call Center Representatives are responsible for responding to routine and complex customer inquiries regarding consumer products and services as well as

• Quickly answer customer inquiries in a friendly and courteous manner
• Deliver exceptional service
• Provide first call resolution while following procedures that meet compliance guidelines
• Identify and offer customers the products and services they need and want to succeed financially
• Complete weekly tasks as assigned
• Assist customers with navigating and troubleshooting various online products

Preferred Qualifications:

• One or more years of customer service experience
• Experience in a call center or customer service setting
• General understanding of standard bank transactions as well as common products and services

Starion Bank offers a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Business magazine, “50 Best Places to Work” by Prairie Business magazine and “Top 10 Workplaces” by Bismarck-Mandan Young Professionals Network! Apply online at www.starionbank.com/careers.

Starion Bank is an Equal Opportunity Employer of women, minorities,

protected veterans and individuals with disabilities.

Starion Bank is seeking a Mortgage Processor in Mandan, Bismarck, or Fargo, North Dakota; or Madison, Wisconsin.  

Responsibilities include:

• Processing of conventional, government, second mortgages, in-house arms, and construction
• Completing and reviewing verifications, reviewing credit reports, appraisals, titlework, ordering credit supplements, flood determinations, and real estate taxes
• Analyzing credit documentation
• Processing Adverse Action files.
• Contacting mortgage customers regarding conditions
• Completing re-disclosures
• Verifying and reviewing HMDA information
• Work in conjunction with mortgage loan officer to clear conditions within SLA to meet closing dates.

Qualifications:

• Minimum of one to three years of retail loan or mortgage loan experience
• Prefer a bachelor’s degree in accounting, finance, economics, or business

Starion is a growing community bank known for providing local leadership, personalized service, and community loyalty. We foster a culture where you can grow professionally and personally and treat employees as our most important organizational asset.

Starion Bank offers a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation, and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Bankers magazine and “50 Best Places to Work” by Prairie Business magazine! Apply online at www.starionbank.com/careers.

Starion is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Finance Specialist

At Starion Bank, we’re looking for talented people who will put our customers at the center of everything we do. Join our diverse team in our Finance department where you’ll feel valued and inspired to contribute your unique skills and experience.

The Finance Specialist will:

• Be responsible for the bank’s cash flow
• Ensure accurate accounting of correspondent accounts
• Complete account reconciliations
• Maintain and administer the bank’s corporate credit card program
• Assist with Accounts Payable functions
• Support with ATM balancing, cash orders, pledging, repurchase, etc.
• Be a backup to other various finance roles
• Assist with Bond Services transfer agent duties, entering new bonds, called bonds, maturities and other duties

You should have:

• Minimum three to five years of banking or related experience
• Associate’s degree in accounting, finance, economics, or related field preferred
• A general understanding of accountancy
• Fingerprinting required for Bond Services
• Ability to work independently, multitask, and work cooperatively with others
• Strong verbal and written communication skills
• Proficiency with Excel, Word, PowerPoint and Outlook.

Starion offers a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Banker magazine, “50 Best Places to Work” by Prairie Business magazine and “Top 10 Workplaces” by Bismarck-Mandan Young Professionals Network! Apply online at www.starionbank.com/careers.

Starion is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Starion Bank is seeking an Insurance Manager in Bismarck!
Salary dependent on experience.

Responsibilities:

• Manage the overall performance of Starion’s Insurance division, including staffing, financial performance, sales performance, client relations, and administration responsibilities.
• Coach, train, and lead the Insurance staff to Starion’s core values
• Promote growth, client retention, insurance relationships, and overall profitability
• Establish strategies for sales, business development, customer service, account retention, cross sales and referrals
• Ability to travel to Starion branches is required

Qualifications:

• Insurance licenses in property, casualty, life and health
• Knowledge of insurance regulations, policies, and procedures
• Knowledge of insurance carriers, industry trends, and overall news impacting the industry
• Eight to ten years of Insurance sales and leadership experience, or related experience
• Position is located in the Bismarck / Mandan area

Starion Bank is a growing community bank known for providing local leadership, personalized service and community loyalty. We foster a culture where you can grow both professionally and personally, and we treat employees as our most important organizational asset.

We offer a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Business magazine and “50 Best Places to Work” by Prairie Business magazine and “Top 10 Workplaces” by Bismarck-Mandan Young Professionals Network! Apply online at www.starionbank.com/careers.

Starion Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Bank Secrecy Act (BSA) Specialist

At Starion Bank, we’re looking for talented people who will put our customers at the center of everything we do. Join our diverse team in our expanding Risk Management department where you’ll feel valued and inspired to contribute your unique skills and experience.

The Bank Secrecy Act (BSA) Specialist will:

• Regularly verify OFAC and 314(a) checks, researching all matches.
• Regularly monitor suspicious activity.
• Ensure BSA regulatory requirements are being followed.
• Review and complete Currency Transaction Reports for compliance.
• Review new accounts opened to ensure BSA compliance with policies and procedures.
• Conduct customer due diligence reviews through BSA reporting software.
• Research and clear daily alerts generated through the BSA/AML monitoring software.

You should have:

• Minimum one to three years of banking and/or BSA experience
• Bachelor’s degree in accounting, finance, economics, or related field preferred
• A general understanding of BSA requirements
• Ability to work independently, multitask, and work cooperatively with others
• Strong verbal and written communication skills
• Proficiency with Excel, Word, PowerPoint and Outlook.

Starion offers a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Banker magazine, “50 Best Places to Work” by Prairie Business magazine and “Top 10 Workplaces” by Bismarck-Mandan Young Professionals Network! Apply online at www.starionbank.com/careers.

Starion is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities

We are seeking an Ag Banking Officer in Mandan!

Position level, officer designation and salary dependent on experience.

In this role, you will:

Start new banking relationships and grow existing ones through:

1. Proactive sales calls, community engagement, and collaboration with Starion colleagues, and
2. Diligent, data-driven administration of loan portfolios that complies with all bank policies and regulatory standards.

You should be:

In the know—always keeping up with both local & national ag news as well as government policies and programs on farming & ranching

Analytical–with top-notch financial and credit analysis skills

Self-aware—including highly intentional about your decision-making processes, and skilled in communicating them to diverse colleagues and customers

Customer-focused—happy to help others, genuinely curious about an array of industries, and hungry to learn new sales best practices at any stage of your career

You should have:

• A bachelor’s degree in business, finance, economics or a related field.
• Knowledge of credit, compliance and regulatory standards preferred.
• Proficiency with Microsoft Excel.

Starion Bank is a growing community bank known for providing local leadership, personalized service and community loyalty. We foster a culture where you can grow both professionally and personally, and we treat employees as our most important organizational asset.

We offer a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Bankers magazine and “50 Best Places to Work” by Prairie Business magazine! Apply online at www.starionbank.com/careers.

Starion Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Compliance Auditor/CRA Specialist

At Starion Bank, we’re looking for talented people who will put our customers at the center of everything we do. Join our diverse team where you’ll feel valued and inspired to contribute your unique skills and experience.

The Compliance Auditor/CRA Specialist will:

Compliance Auditor

• Perform individual compliance audits, reporting audit results
• Follow up on outstanding audit issues
• Research and staying informed of new or enhanced regulations
• Respond to compliance inquiries
• Complete risk assessments
• Assist with external audits/examinations and the annual compliance audit plan
• Periodically report to the Audit Committee

CRA Specialist

• Coordinate, document and review lending, investment and service activity
• Serve as the bank's liaison with examiners
• Ensure compliance with CRA data collection, reporting, and disclosure requirements
• Maintain relevant CRA reports, policies and files, including CRA public files   
• Provide CRA training
• Facilitate the Bank’s quarterly CRA committee meetings
• Identify opportunities for CRA Investments, donations and community development loans

You should have:

• Minimum of three years of bank compliance and/or CRA experience
• Bachelor’s degree in accounting, finance, economics, or related field
• Thorough understanding of banking laws and regulations
• Working knowledge of audit principles and standards
• Comprehensive understanding of CRA requirements
• Ability to work independently, multitask, and work cooperatively with others
• Strong verbal and written communication skills
• Proficiency with Excel, Word, PowerPoint and Outlook.

Starion offers a competitive salary and a full comprehensive benefit package including health, life, dental, vision, health savings account, 401K, profit sharing, paid vacation and holidays.

Join our team and work at a bank recognized as “Best of the Best” by Independent Banker magazine, “50 Best Places to Work” by Prairie Business magazine and “Top 10 Workplaces” by Bismarck-Mandan Young Professionals Network! Apply online at www.starionbank.com/careers.

Starion is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

The 68th Legislative Assembly of the North Dakota Legislature wrapped up in the wee hours of Sunday morning, April 30th which marked the 75th Legislative Day of the session saving five days during the interim if there’s a need to reconvene. While we didn’t get everything we wanted from this session, independent community banking fared well particularly given our defeat of limitations on interchange fees and squashing the credit unions’ aggressive and expensive campaign to expand their fields of membership! I won’t belabor this message with details from the session as you’re probably just starting to recover from my weekly legislative updates the first four months of the year! Moving forward, we are beyond pleased to announce ICBND’s 55th Annual Convention and Exposition which carries the theme “Community Banks: Your Country Needs You”. How appropriate is that given what’s happened in the banking world as of late? Your Convention Committee nailed it with this theme. Please mark your calendars for August 6-8 and note the change back to a Sunday evening through Tuesday format. The ICBND Convention is a tremendous opportunity to get together again with our friends and colleagues to enjoy a fun and informative celebration of community banking in the great state of North Dakota. And don’t forget to pack your patriotic attire for the theme party to be held Monday evening. As always, there’s sure to be some interesting ensembles! I hope you all have a great summer and I look forward to seeing you in Bismarck on August 6- 8!

Barry

Happy April, everyone! It’s supposed to be spring but the forecast looks like we may be in the middle of another winter storm about the time this newsletter hits your inbox. Good grief! Enough already!

ND independent banks 'doing well' | Prairie Public Broadcasting

Prairie Public Broadcasting | By Dave Thompson

BISMARCK, ND – Stephen L. Stenehjem, Chairman and CEO of First International Bank & Trust (FIBT), is the recipient of the 2022 Distinguished Community Banker Award. The award was presented to him during the 54^th Annual Independent Community Banks of North Dakota (ICBND) Convention & Exposition. The three-day event was held August 8-10, at the Bismarck Hotel and Conference Center, in Bismarck, and was attended by over 200 bank and associate members.

The Distinguished Community Banker Award was created in 1998 by the ICBND Board of Directors to recognize the efforts of its most outstanding members and is the most prestigious award given by ICBND. This award, which need not be given every year, honors an active or former community banker for exemplary and outstanding service to community banking over an extended career. Stephen’s father Leland M. Stenehjem posthumously received the award in 2017, making Stephen the second Stenehjem to be honored with the ICBND Distinguished Community Banker Award.

Stenehjem, who recently celebrated 40 years with First International Bank & Trust, looks back on his achievements with pride. “FIBT is over 100x larger than when I started and that’s a testament to the amazing team we’ve built over the years. From our humble beginnings in Arnegard, ND, we now have 34 locations across four states and can serve more customers than ever before. Thank you to everyone who has been part of FIBT’s success. I am truly humbled and honored to receive this award.”

ICBND hosts 54th Annual Convention in Bismarck | KX NEWS (kxnet.com)

BISMARCK, N.D. — This week is the ICBND 54th Annual Convention. The convention will last Monday through Wednesday.

Jessie Pfaff, who is the vice president for the ICBND says this is a chance for community bankers and associate members vendors across the nation to get together.

“It’s just a time to reconnect with eachother and to celebrate everything they have accomplished last year” “

Pfaff says conventions such as this one is extremely important to have in the state.

“North Dakota in general is a tight knit rural community and community banks across our state are what provide the funding for a lot of main street, and we are excited about bringing them together.”

According to Pfaff, ICBND is the only association in the state of North Dakota that excessively represents Community Banks.
The convention always has a theme and for this years theme it’s the roaring 20’s.

“We figured it’s the 20’s. We are roaring forward and everything that banks have had to overcome with their customers and COVID the last couple of years,” said Pfaff. “They keep charging forward into the future.”

And the big topic on everyone’s mind is inflation.

“It’s front and center. The man on the street and the lady on the street mind’s these days is on how much things are costing,” said Reber. “When they go to the grocery store, when they go buy clothes. When they fill up their gas tank.”

As far as what interest rates could do in the next six months, Jim Reber, President and CEO of ICBA Securities, says it’s impossible to predict.
Despite not being able to predict how long the inflation will last, Reber says community banks are built to benefit from rising rates.

“If this is a long term scenario, where rates are higher than normal, community banks should do just fine.”

They say no matter what the economy looks like… they will continue to reach out and help their neighbors from rural to cities here in North Dakota.

Tioga, ND, August 1, 2022 - The Bank of Tioga has partnered with the Tioga Area Economic Development Corporation to host REV, a small business pitch competition where $15,000 will be distributed to one or more entrepreneurs. Applications are due October 10, 2022.

From the pool of applicants, up to five businesses will be selected to pitch and be judged on all aspects of their business in front of a judges panel on Thursday, November 10, 2022 at the Divide County Courthouse, located at 200 N Main St., Crosby, ND.

"Entrepreneurs and businesses are encouraged to pitch their current or future business concepts for a chance to win money to support their idea. It is our mission to IGNITE PROSPERITY® in all the communities we serve," said President of The Bank of Tioga, Savanna Hendrickson.

The Bank of Tioga hosts REV in an effort to reinvest in local businesses and entrepreneurs. Applicants will be judged on their pitch, marketing, personal investment level and exit strategy.

In 2017, The Bank of Tioga started REV in an effort to spur economic growth and encourage business owners to continue pursuing their dreams. As of today, over $60,000 has been awarded through this program.

Last year’s winners included Blue Raven Trading Company at $7,200, Back Shed Treasures LLC at $4,200, Luxe Beauty Bar LLC at $2,400 and Haugland Enterprises Inc. at $1,200. Judges include Savanna Hendrickson, President of The Bank of Tioga and Wendy Lenzen, Vice President of Business & Consumer Banking with The Bank of Tioga, along with KayCee Lindsey with Divide County Economic Development and Dennis Lindahl with Tioga Economic Development.

To apply, visit https://www.thebankoftioga.com/rev and download the REV application. The application deadline is October 10, 2022. If you have any questions, please reach out to Savanna Hendrickson at The Bank of Tioga at 701-664-3388.

About The Bank of Tioga: At The Bank of Tioga, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. The Bank of Tioga was chartered in 1951 and was acquired by TS Contrarian Bancshares Inc., an affiliate of TS Banking Group in 2014. With $350 million in assets, The Bank of Tioga is committed to supporting local organizations and reinvests a portion of its net income back to the community. Branch locations include Tioga and Crosby, North Dakota. For more information visit thebankoftioga.com.

New program will provide an additional line of support for North Dakota’s small businesses

United Bankers’ Bank Announces Strategic Partnership with Blue Team Alpha

MINOT, N.D. – Bravera Bank is proud to announce that United Community Bank (UCB) is going to be merged into Bravera Bank. Pending regulatory approval and other customary conditions, this is expected to officially take effect November 2022. UCB has locations in Minot, Burlington, Drake and Leeds.

Bravera took over ownership of UCB in 2015 while leaving UCB to operate independently. While UCB has been a Bravera company for seven years, taking on the Bravera name and merging into the same systems means a greater depth of services for customers. For example, customers will have the convenience of using services at any of Bravera’s locations throughout North Dakota, Montana and soon Minnesota. In addition, Bravera Wealth is currently located in the same building as UCB in Minot and will remain.

“We’ve worked together for quite a while and are glad to take this next step forward. This collaboration improves the experience of those we serve as well as our employees,” said Greg Vetter, president of client services and interim president/CEO of UCB.

“This is an exciting shift for our customers and our team,” said Kelly Perrin, UCB Minot market president. “We are able to provide additional resources, products and services in banking, wealth and insurance areas as well as give customers access across a greater footprint.”

UCB’s same local, friendly staff is available to assist customers throughout the transition.

To learn more about Bravera, visit bravera.bank. 

  Starion Bank mortgage banker named to three prestigious Top Originator lists

Starion Bank Mortgage Banking Supervisor Kassy Landis has been named to three distinguished lists of America’s top mortgage bankers. The Scotsman Guide named Landis in their Top Originators of 2021 and Top Women Originators of 2021 lists. Mortgage Executive Magazine named Landis as one of the Top 1% of Mortgage Originators of 2021. 

   Picture: Kassy Landis 

Landis, who is based in Bismarck, has been a mortgage banking officer since 2012. She joined Starion in 2006 as a Universal Banker, advanced to Business Banking Representative in 2007, and became a mortgage underwriter in 2008.

Her area of expertise is residential mortgage lending, including conventional loans, NDHFA First Time Home Buyer programs, FHA, VA, Construction, Lot, Bridge, Home Equity and jumbo loans, allowing Landis to help home buyers determine the financing that best fits their needs.  

Landis earned an associate degree from Bismarck State College and a bachelor’s degree from Dickinson State University, both in business administration. She served as a member of 2021-2022 City of Bismarck Special Assessments Task Force volunteer and currently serves as a member of Bismarck-Mandan Professional Women in Building, and as an affiliate member of both the Bismarck-Mandan HBA and Bismarck-Mandan Board of Realtors.

Scotsman Guide previously recognized Landis as one of the Top Women Originators and Top Originators in 2020. She was also recognized by Mortgage Executive Magazine in their Top 1% of Mortgage Originators for 2015, 2016, 2019 and 2020.

The Scotsman Guide is a source of news and research to keep mortgage professionals informed about important trends and topics in the industry. They provide finance tools, industry news, market data and research to help mortgage originators grow their networks.

Mortgage Executive Magazine annually compiles a comprehensive list of the nation’s top one percent of mortgage originators in the United States in order to recognize and celebrate their service, dedication and hard work it takes to serve clients during the home loan process.

About Starion Bank

Starion Bank is a $1.7 billion family-owned community bank and financial services organization. Established in Oakes, N.D., in 1969, Starion has 16 locations in Bismarck-Mandan, Bottineau, Dunseith, Ellendale, Fargo, Oakes and Rolla, N.D.: and Middleton, Monona and Sun Prairie, Wis.

Online

• www.starionbank.com
• www.facebook.com/starionbank