The registration period is from Feb 27, 2019 12:00 to Oct 25, 2019 12:00
Advanced Credit & Risk Management In Agricultural Lending - Details
Session Available from: Feb 27, 2019 12:00 to Oct 25, 2019 12:00

Session Options: Webinar, Recorded, Both Live/Recorded

Live Session Date: Apr 25, 2019

 
Add to calendar /education-events/event/984/Advanced-Credit-&-Risk-Management-in-Agricultural-Lending?Itemid114= 2019-04-25 14:00:00 2019-04-25 15:30:00 0 Advanced Credit & Risk Management in Agricultural Lending Advanced Credit & Risk Management in Agricultural Lending Webinar OR Recorded Webinar + Free Digital D... - US - YYYY/MM/DD

Event description:

Advanced Credit & Risk Management in Agricultural Lending

Webinar OR Recorded Webinar + Free Digital Download

Thursday, April 25, 2019

12:00 pm – 1:30 pm Pacific

1:00 pm – 2:30 pm Mountain

2:00 pm – 3:30 pm Central

3:00 pm – 4:30 pm Eastern

The agriculture industry is now in its seventh year of an economic reset. This has placed a higher premium on the ability of ag lenders to identify credit risk and potential business development opportunities. Nationwide, there appear to be three buckets of agricultural lending. The first is comprised of 30% to 40% of customers who are positioning for profits, positive cash flow, and growth and/or expansion. The second bucket with 30% to 40% of customers is poised for restructuring and refinance of losses to term debt utilizing excess equity in land. This is often caused by microeconomic challenges and internal management obstacles in the business. The third bucket of approximately 20% of customers is in partial or total liquidation. Will you continue to refinance these customers?

What are the domestic and global economic challenges that will increase risk to these three groups of customers? How will land values and US economic conditions influence currency and interest rate risk? What are the characteristics of customers with a high business IQ? Is this a necessary condition for economic prosperity? This webinar will address the latest ratios and variables that identify character and nonfinancial factors that are important when analyzing agricultural credits. Participants will receive a troubleshooting matrix, a proven tool that was used in the 1980s farm crisis for credit analysis and problem loan workouts. Learn the dos and don'ts of working with stressed agricultural credits.

HIGHLIGHTS

  • Latest on global and domestic economics that will impact the health of your agriculture portfolio
  • Land values, interest rates, and the state of the agricultural and general economy for 2019 and beyond
  • Megatrends that will be key influencers in the 2020 decade
  • Latest tools and techniques in credit analysis, including financial ratios and quantifying character
  • The bridge and pier concept and burn rates on liquidity and core equity that can be used to assess customers under financial stress
  • Answers to the most common questions in agriculture credit and lending
  • TAKE-AWAY TOOLKIT
    • New business management IQ scorecard to assess customers’ management ability
    • Troubleshooting matrix for working with customers for financial improvement
    • Case examples illustrating key ratios and other concepts used in credit analysis
    • Dashboard of economic and financial indicators
    • Employee training log
    • Quiz to measure staff learning and a separate answer key

WHO SHOULD ATTEND?

This session will benefit new and experienced lenders who want to improve their agricultural lending acumen, as well as loan administrators, credit risk officers, chief credit officers, and chief lending officers.

Attendance verification for CE credits provided upon request.

Please note:  The live webinar option allows you to have one internet connection (from a single computer terminal).  You may have as many people as you like listen and watch from your office computer.

David Kohl     ABOUT THE PRESENTER – David Kohl, Ph.D., Professor Emeritus, Virginia Tech

Dr. Kohl is Professor Emeritus of Agricultural Finance and Small Business Management and Entrepreneurship at Virginia Tech, Blacksburg, VA. He taught in the Agricultural and Applied Economics Department for 25 years.

Dr. Kohl currently energizes agricultural lenders, producers, and business people with his keen insight into the agricultural industry gained through extensive travel, research, and exposure during his career. He has traveled over 9 million miles in his career; conducted more than 6,000 workshops and seminars for agricultural audiences; published more than 2,100 articles; writes for leading publications; and has been inducted into the Virginia Tech College of Agriculture and Life Sciences Hall of Fame. Dr. Kohl’s personal involvement with agriculture and interaction with key industry players provide a unique perspective into future trends of the agricultural industry and economy.

THREE REGISTRATION OPTIONS

Note:  All materials are subject to copyright.  Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited.  Print materials may be copied for eligible participants only.

  1. LIVE WEBINAR

The live webinar option allows you to have one internet connection from a single computer terminal.  You may have as many people as you like listen and watch from your office computer.  Registrants receive a website address and passcode that allows entrance to the seminar.  The session will be approximately 90 minutes, including question and answer sessions.  Seminar materials, including instructions, passcode, and handouts will be emailed prior to the broadcast.  You will need the most current version of Adobe Reader available free at www.adobe.com. 

  1. RECORDED WEBINAR + FREE DIGITAL DOWNLOAD

Can’t attend the live webinar?  This option provides a recording of the live event, including audio, visuals, and handouts.  We even provide the presenter’s email address for follow-up questions. You will receive an email with the recorded webinar link, which can be viewed anytime 24/7, beginning 6 business days after the webinar.  You will also receive instruction on how to download a free digital copy of the webinar to your PC, which you may keep and use indefinitely.

The recorded webinar may ONLY be ordered for 6 months following the live webinar.  In addition, the download must be completed within 6 months of the live webinar date. 

  1. BOTH LIVE WEBINAR & RECORDED WEBINAR + FREE DIGITAL DOWNLOAD

Options 1 and 2 described above.

 AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE

Endorsed Members

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Webinar Sessions

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Enroll in one of our educational sessions to keep your bank up-to-date on financial trends, regulatory changes, and required annual training. We add new live sessions on a regular basis.

Click Here
20170815 180147.11

Annual Convention

Save the Date for the must attend 52nd annual convention on August 11-13, 2019 at the Ramkota Hotel in Bismarck!

 

Click Here

ed-telephone-webinar

Telephone & Webinar Sessions

Train all of your employees—right from your office—with our convenient, affordable webinars. Our online and telephone training sessions give you all the benefits of advanced education, and are even available on-demand if you miss the scheduled training.

Click Here
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School of Ag Lending

We provide agricultural lenders with education in agricultural credit, finance, farm management, and marketing. Our core curriculum is developed and taught by North Dakota Community Ag Lenders, North Dakota State University, and Bismarck State College agribusiness faculty.

Click Here
ed-frontline-professional

Certified Frontline Professional

Our Certified Frontline Professional program gives your customer-facing employees the long-term training they need to excel and grow your business.

Click Here
ed-compliance

Community Bankers for Compliance

Bank regulations are ever-changing. Get the up-to-date information you need to guide and structure your in-bank compliance program. Our system gives you 24/7 access to some of the best compliance experts in the industry.

Click Here
ed-ermerging-leaders

Emerging Leaders Development

We’re giving today’s brightest young independent bankers the skills, educational resources, and networking opportunities they need to be tomorrow’s leaders.

Click Here
ed-other-live-sessions

Other Live Sessions

Enroll in one of our educational sessions to keep your bank up-to-date on financial trends, regulatory changes, and required annual training. We add new live sessions on a regular basis.

Click Here