Credit Analyst Series: Loan Stress Testing For The Credit Analyst - Details
Registration for this event is open from: Apr 6, 2021 12:00 to Nov 6, 2021 12:00

Where: Webinar, Recorded, Both Live/Recorded

Date: May 6, 2021

 
Add to calendar /education-events/event/1408/Credit-Analyst-Series--Loan-Stress-Testing-for-the-Credit-Analyst-?Itemid114= 2021-05-06 14:00:00 2021-05-06 15:30:00 0 Credit Analyst Series: Loan Stress Testing for the Credit Analyst Credit Analyst Series: Loan Stress Testing for the Credit Analyst ... - US - YYYY/MM/DD

Event description:

Credit Analyst Series: Loan Stress Testing for the Credit Analyst

(90-minute webinar – recording also available)

Thursday, May 6, 2021

12:00 PM Pacific                 1:00 PM Mountain

2:00 PM Central                 3:00 PM Eastern

Stress tested?  Not you, your bank’s transactions!  Although credit analysts work in the background, they play an extremely crucial role in identifying, measuring, and monitoring credit risk.  Stress testing is one tool they can use.  This in-depth webinar will explain transaction-level stress testing for both commercial non-real estate and commercial real estate loans. 

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Recognize the need for stress testing at the borrower level
  • Determine which factors (based on loan type) should be considered in stressing a borrower’s repayment ability for both commercial real estate and commercial and industrial loans
  • Understand the impact of stressed cash flow on both repayment ability and commercial real estate value
  • Distinguish between stress testing based on predetermined factors and the break-even point for individual borrowing entities
  • Describe the impact of borrower stress testing within a loan presentation and how the stress test impacts loan decisioning and risk rating

WEBINAR DETAILS

Credit analysts are charged with identifying, measuring, and monitoring credit risk in any given transaction.  An analyst must understand the borrower’s sustainable repayment ability, including both primary and secondary repayment sources.  Repayment ability in a “normal” or positive market condition can be relatively easy to determine and used as a basis for the loan decision and risk rating.  However, market conditions are not always favorable and adverse conditions can arise relatively quickly (as in 2020).  Credit analysts should apply factors which reflect the impact of an adverse market on a borrower’s primary and secondary repayment sources.  This presentation will provide insight for credit professionals regarding transaction-level stress testing, including impact to operating income, guarantor support, and collateral, and will include considerations for both commercial non-real estate and commercial real estate loans. 

WHO SHOULD ATTEND?

This informative session is best suited for commercial lending personnel, such as loan officers, credit analysts, and others responsible for identification and ongoing monitoring of credit risk. 

TAKE-AWAY TOOLKIT

  • Employee training log
  • Interactive quiz 

Aaron Lewis     MEET THE PRESENTER - Aaron Lewis, Young & Associates, Inc.

Aaron Lewis is a senior consultant at Young & Associates, Inc. With over 15 years in the banking industry, his expertise is now dedicated to the lending division of Young & Associates where he assists financial institutions with loan, ALLL, policy, and credit-process and compliance reviews.  He also conducts seminars on credit risk and compliance.

Prior to joining Young & Associates, Aaron was the Vice President Credit Administrator of a community financial institution in southeast Michigan and managed all facets of the lending function, including originations, underwriting, ALLL analysis, servicing, and secondary market compliance.  He holds a Bachelor’s in finance from Michigan State University and graduated from the Graduate School of Banking, University of Wisconsin.

THREE REGISTRATION OPTIONS – WHAT YOU GET

1. Live Webinar Includes

  • Unlimited connections within your institution to the Live Webinar
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Presenter’s contact info for follow-up 

2. Recorded Webinar Includes

  • Recording of the Live Webinar
  • Available two business days following Live date
  • Handout and Take-Away Toolkit
  • Available on desktop, mobile & tablet
  • Free Digital Download, yours to keep
  • Share link with anyone at your institution
  • Presenter’s contact info for follow-up

3. Purchase the BOTH Option to receive all the benefits listed above! Full registration descriptions can be found here.

Note: All materials are subject to copyright. Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.

AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE

 

Registration options:
Add to cart Qty Ticket Name Ticket Price
Credit Analyst Series: Loan Stress Testing for the Credit Analyst - Recorded Webinar + Free Digital Download - Member $290.00
( )
$ 290.00
Add to cart Qty Ticket Name Ticket Price
Credit Analyst Series: Loan Stress Testing for the Credit Analyst - Recorded Webinar + Free Digital Download - Non-Member $350.00
( )
$ 350.00
Check this box if registering a group

Endorsed Members

20170815 180147.11

Annual Convention

Save the date for the must attend 52nd Annual ICBND Convention and Exposition August 11-13, 2019 at the Ramkota Hotel & Conference Center in Bismarck!  Please watch for more information to come.

 

Click Here
ed-telephone-webinar

Webinar Sessions

Train all of your employees—right from your office—with our convenient, affordable webinars. Our online training sessions give you all the benefits of advanced education, and are even available on-demand if you miss the scheduled training.
Click Here

ed-ag-lending

School of Ag Lending

We provide agricultural lenders with education in agricultural credit, finance, farm management, and marketing. Our core curriculum is developed and taught by North Dakota Community Ag Lenders, North Dakota State University, and Bismarck State College agribusiness faculty.

Click Here
ed-frontline-professional

Certified Frontline Professional

Our Certified Frontline Professional program gives your customer-facing employees the long-term training they need to excel and grow your business.

Click Here
ed-compliance

Community Bankers for Compliance

Bank regulations are ever-changing. Get the up-to-date information you need to guide and structure your in-bank compliance program. Our system gives you 24/7 access to some of the best compliance experts in the industry.

Click Here
ed-ermerging-leaders

Emerging Leaders Development

We’re giving today’s brightest young independent bankers the skills, educational resources, and networking opportunities they need to be tomorrow’s leaders.

Click Here
ed-other-live-sessions

Other Live Sessions

Enroll in one of our educational sessions to keep your bank up-to-date on financial trends, regulatory changes, and required annual training. We add new live sessions on a regular basis.

Click Here
20170815 180147.11

Annual Convention

Save the Date for the must attend 52nd annual convention on August 11-13, 2019 at the Ramkota Hotel in Bismarck!

 

Click Here

ed-telephone-webinar

Telephone & Webinar Sessions

Train all of your employees—right from your office—with our convenient, affordable webinars. Our online and telephone training sessions give you all the benefits of advanced education, and are even available on-demand if you miss the scheduled training.

Click Here
ed-ag-lending

School of Ag Lending

We provide agricultural lenders with education in agricultural credit, finance, farm management, and marketing. Our core curriculum is developed and taught by North Dakota Community Ag Lenders, North Dakota State University, and Bismarck State College agribusiness faculty.

Click Here
ed-frontline-professional

Certified Frontline Professional

Our Certified Frontline Professional program gives your customer-facing employees the long-term training they need to excel and grow your business.

Click Here
ed-compliance

Community Bankers for Compliance

Bank regulations are ever-changing. Get the up-to-date information you need to guide and structure your in-bank compliance program. Our system gives you 24/7 access to some of the best compliance experts in the industry.

Click Here
ed-ermerging-leaders

Emerging Leaders Development

We’re giving today’s brightest young independent bankers the skills, educational resources, and networking opportunities they need to be tomorrow’s leaders.

Click Here
ed-other-live-sessions

Other Live Sessions

Enroll in one of our educational sessions to keep your bank up-to-date on financial trends, regulatory changes, and required annual training. We add new live sessions on a regular basis.

Click Here