|Session Available from:||Aug 21, 2020 12:00 - Apr 20, 2021 12:00|
|Session Options:||Webinar, Recorded, Both Live/Recorded, (US).|
|Live Session Date:||Oct 20, 2020 - Oct 20, 2020|
|Time:||02:00 - 03:30|
Regulator Update for the Credit Analyst
(90-minute webinar – recording also available)
Tuesday, October 20, 2020
12:00 PM Pacific 1:00 PM Mountain
2:00 PM Central 3:00 PM Eastern
Credit analysts must understand current regulatory expectations and concerns. Before the onset of COVID-19, asset quality was generally sound. Now regulators are closely watching credit concentrations and weakening underwriting. This webinar will provide insight on those issues and more and on how to prepare for your next safety and soundness exam. Is everything ship shape?
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
Prior to the onset of COVID-19, asset quality was generally sound industrywide. However, concerns over deteriorating underwriting standards and credit concentrations continue to attract regulatory attention, accounting for a significant share of matters requiring attention (MRAs) and matters requiring board attention (MRBAs). As the impacts of COVID-19 continue to unfold, it is imperative that credit personnel review policy, procedures, and practices to limit the potential decline in asset quality.
CAMELS ratings are now forward-looking. Therefore, historically low delinquencies and charge-offs will no longer automatically earn an institution a “1" rating in asset quality. Financial institutions are expected to base credit analysis processes on the complexity of each credit and the risk profile of each institution.
Financial regulators will evaluate the quality and depth of your institution’s credit analysis, including the awareness of existing or emerging risk concerns; stressing for an uncertain future; tying current and new underwriting to the institution’s risk appetite statement; and adequacy of post-funding monitoring and analysis.
This presentation will focus on current regulatory credit issues and provide insights on how to prepare for your next safety and soundness exam.
WHO SHOULD ATTEND?
This informative session is designed for those involved in underwriting and approving commercial loans, including executive management on the loan approval committee, commercial loan officers, credit analysts, commercial loan underwriters, branch managers with commercial lending authority, loan review staff, and auditors.
DON’T MISS THESE RELATED WEBINARS!
Analyzing Commercial Tax Returns: Forms 1065, 1120, 1120S & K-1s
Avoiding Costly Mistakes in Calculating Debt Service Coverage
on Thursday, September 24, 2020
MEET THE PRESENTER - Aaron Lewis, Young & Associates, Inc.
Aaron Lewis is a senior consultant at Young & Associates, Inc. With over 15 years in the banking industry, his expertise is now dedicated to the lending division of Young & Associates where he assists financial institutions with loan, ALLL, policy, and credit-process and compliance reviews. He also conducts seminars on credit risk and compliance.
Prior to joining Young & Associates, Aaron was the Vice President Credit Administrator of a community financial institution in southeast Michigan and managed all facets of the lending function, including originations, underwriting, ALLL analysis, servicing, and secondary market compliance. He holds a Bachelor’s in finance from Michigan State University and graduated from the Graduate School of Banking, University of Wisconsin.
THREE REGISTRATION OPTIONS – WHAT YOU GET
1. Live Webinar Includes
2. Recorded Webinar Includes
3. Purchase the BOTH Option to receive all the benefits listed above! Full registration descriptions can be found here.
Note: All materials are subject to copyright. Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.
AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE