HMDA: Still a Four-Letter Word?

(90-minute webinar – recording also available)

Wednesday, July 15, 2020

12:00 PM Pacific          1:00 PM Mountain

2:00 PM Central           3:00 PM Eastern

Does your financial institution fully understand your HMDA reporting responsibilities?  When was the last time your HMDA policy was thoroughly reviewed?  Join us to learn about HMDA’s coverage test, data points, exemptions, and more.  Participants will receive a customizable HMDA compliance policy. 

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

• Distinguish whether you are a HMDA-reportable financial institution
• Identify whether your institution qualifies for the partial exemptions available under the Economic Growth, Regulatory Relief, and Consumer Protection Act
• Respond with confidence when asked to provide your institution’s HMDA data
• Understand your reporting requirement in connection with pre-approval and pre-qualification requests
• Adapt your institution’s policies and procedures in response to additional HMDA rulemaking anticipated in 2020

WEBINAR DETAILS

Over the past couple years, the Home Mortgage Disclosure Act (HMDA), as implemented by Regulation C, has undergone significant transformation.  These changes have required financial institutions to update day-to-day operations on an ongoing basis.  Because of this fluid rulemaking environment, many HMDA-reportable institutions are struggling to make sense of what their current responsibilities are.

This program will be presented by a regulatory compliance attorney who will provide an in-depth look into the current state of HMDA.  Participants will learn about HMDA’s institutional coverage test, the types of transactions subject to HMDA reporting, the data points required to be collected in connection with reportable transactions, and Regulation C’s public disclosure rules.

WHO SHOULD ATTEND?

This insightful webinar will benefit mortgage loan originators, underwriters, loan processors, servicers, compliance officers, and audit personnel. 

TAKE-AWAY TOOLKIT

• Customizable HMDA compliance policy (a $200 value)
• Employee training log
• Interactive quiz 

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    MEET THE PRESENTER - Michael Christians, JD, Michael Christians Consulting, LLC

As principal of Michael Christians Consulting, LLC, Michael assists financial institutions across the country to ensure their compliance programs conform to federal laws and regulations.  He provides counsel on current rules, assists with regulatory implementation, and offers customized education and training.  Michael has over 20 years’ experience in the financial services industry and focuses on consumer compliance. He obtained a Juris Doctorate from Drake University Law School and was admitted to the Iowa State Bar in 2014. 

Note: All materials are subject to copyright. Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.

THREE REGISTRATION OPTIONS

1. LIVE WEBINAR

The live webinar option allows you to have unlimited internet connections. Registrants receive a website address and passcode that will allow entrance to the seminar. The session will be approximately 90 minutes, including question and answer sessions. Seminar materials, including instructions, passcode, and handouts will be emailed to you prior to the broadcast. You will need the most-current version of Adobe Reader available free at www.adobe.com. For upcoming webinars, click here.

2. RECORDED WEBINAR + FREE DIGITAL DOWNLOAD

Can’t attend the live webinar? This option provides a recording of the live event, including audio, visuals, and handouts. We even provide the presenter’s email address for follow-up questions. You will receive an email with the recorded webinar link, which can be viewed anytime 24/7, beginning 2 business days after the webinar. You will also receive instruction on how to download a free digital copy of the webinar to your PC, which you may keep and use indefinitely.

3. BOTH LIVE WEBINAR & RECORDED WEBINAR + FREE DIGITAL DOWNLOAD

Options 1 and 2 described above.

 AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE