Fair Lending Comparative File Review
That Meets Regulator Expectations
(90-minute webinar – recording also available)
Thursday, June 18, 2020
12:00 PM Pacific 1:00 PM Mountain
2:00 PM Central 3:00 PM Eastern
Discrimination, disparate treatment, and disparate impact: three things you never want to see in an examiner’s findings. Do you understand how inadvertent discrimination can manifest? Has it unknowingly happened? Comparative file review can yield some answers.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
- Understand how inadvertent discrimination can occur (disparate treatment and disparate impact)
- Conduct a comparative file review that will pass muster with examiners
- Self-identify problematic lending policies and processes that could be construed as a fair lending or redlining issue
- Ensure your fair lending related policies are strong
- Be confident about your next fair lending exam
WEBINAR DETAILS
Although overt cases of lending discrimination are infrequent, disparate treatment or disparate impact can occur inadvertently. Examiners expect financial institutions to conduct comparative file reviews to identify potential fair lending issues – which you want to find well before an examiner does!
Awareness, monitoring, and periodic comparative file review can lessen the likelihood of adverse issues arising. This informative webinar will walk through the steps of a comparative file review and provide worksheets and a sample report format to make it easier.
WHO SHOULD ATTEND?
This informative session is directed to compliance officers, loan officers (commercial and consumer), lending support staff, and auditors. Board members and management will also benefit from this timely session, because they are ultimately responsible for your fair lending standards.
TAKE-AWAY TOOLKIT
- Fair lending self-assessment questionnaire
- Excel spreadsheet for data capture (automatically generates trend analysis)
- HMDA data collection worksheet with all the required data fields
- Report boilerplate to summarize your analysis (for board reporting)
- Employee training log
- Interactive quiz
DON’T MISS THESE RELATED WEBINARS!
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on Tuesday, June 2, 2020
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on Thursday, July 9, 2020
 MEET THE PRESENTER - Ann Brode-Harner, Brode Consulting Services, Inc.
Ann Brode-Harner began her career in 1973 and has continued her service as a consultant to regional and community financial institutions through a wide range of areas including strategic planning, lending, deposits, marketing, training, compliance, and management. Ann is a well-respected presenter and has spoken to audiences across the country for over 30 years. She has presented sessions for numerous state associations and has taught at the School of Banking Administration at the University of Wisconsin as well as many other state banking schools. Ann is the author of The Bank Deposit Documentation Manual for Front-Line Personnel published by Bankers Publishing Company, and is well represented in numerous industry publications.
Note: All materials are subject to copyright. Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.
THREE REGISTRATION OPTIONS
- LIVE WEBINAR
The live webinar option allows you to have up to three internet connections. Registrants receive a website address and passcode that will allow entrance to the seminar. The session will be approximately 90 minutes, including question and answer sessions. Seminar materials, including instructions, passcode, and handouts will be emailed to you prior to the broadcast. You will need the most-current version of Adobe Reader available free at www.adobe.com.
- RECORDED WEBINAR + FREE DIGITAL DOWNLOAD
Can’t attend the live webinar? This option provides a recording of the live event, including audio, visuals, and handouts. We even provide the presenter’s email address for follow-up questions. You will receive an email with the recorded webinar link, which can be viewed anytime 24/7, beginning 2 business days after the webinar. You will also receive instruction on how to download a free digital copy of the webinar to your PC, which you may keep and use indefinitely.
- BOTH LIVE WEBINAR & RECORDED WEBINAR + FREE DIGITAL DOWNLOAD
Options 1 and 2 described above.
AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE
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