E-SIGN for Lenders:
Technicalities, Consumer Expectations & Risk

(90-minute webinar – recording also available)

 Thursday, May 7, 2020

12:00 PM Pacific                1:00 PM Mountain

2:00 PM Central                 3:00 PM Eastern

Does your lending program comply with E-SIGN?  Do you know what notices, regulations, risks, and implementation challenges are woven into its fabric?  Join us to learn how to balance E-SIGN compliance with accountholder expectations and risk. 

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

• Better understand the E-SIGN rules and several implementation challenges
• Effectively use the six-step E-SIGN consent process
• Define how various lending regulations and disclosure requirements intertwine with E-SIGN
• Explain when to collect demographic information and the options to show joint intent
• Distinguish between inquiries and a completed application under Regs B, Z, and C
• Clarify the challenges for e-signatures under the Uniform Electronic Transactions Act (UETA)

WEBINAR DETAILS

Electronic banking continues to evolve, and financial institutions must keep pace with technology and consumer preferences. Accountholders expect more digital access at a time when cybersecurity has become a significant threat. How do you simultaneously balance borrower demand for online loan applications, satisfy regulatory disclosure requirements, and manage identity theft risk and application fraud?  Join this webinar to learn more about how E-SIGN compliance affects lenders.

WHO SHOULD ATTEND?

This informative session will benefit compliance officers, lending staff, loan operations personnel, operations managers, and others responsible for managing online banking, E-SIGN compliance, e-statements, and e-disclosures. 

TAKE-AWAY TOOLKIT

• Reg B checklist for online applications
• E-banking risk mitigation strategies, including identity theft and loan application fraud
• Ten considerations for selecting an e-signature vendor
• Checklist of potential record retention issues
• Employee training log
• Interactive quiz

DON’T MISS THIS RELATED WEBINAR!

Compliance with E-SIGN, E-Statements & E-Disclosures

on Wednesday, October 7, 2020

     MEET THE PRESENTER - Susan Costonis, CRCM, Compliance Consulting and Training for Financial Institutions

Susan Costonis is a compliance consultant and trainer who began her career in 1978.  She specializes in compliance management along with deposit and lending regulatory training.  Susan has successfully managed compliance programs and exams for institutions that ranged from a community bank to large multi-state bank holding companies.  She has been a compliance officer for institutions supervised by the OCC, FDIC, and Federal Reserve.  Susan has been a Certified Regulatory Compliance Manager since 1998, completed the ABA Graduate Compliance School, and graduated from the University of Akron and the Graduate Banking School of the University of Colorado.  She regularly presents to financial institution audiences in several states and “translates” complex regulations into simple concepts by using humor and real-life examples.

Note: All materials are subject to copyright. Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited. Print materials may be copied for eligible participants only.

THREE REGISTRATION OPTIONS

1. LIVE WEBINAR

The live webinar option allows you to have up to three internet connections. Registrants receive a website address and passcode that will allow entrance to the seminar. The session will be approximately 90 minutes, including question and answer sessions. Seminar materials, including instructions, passcode, and handouts will be emailed to you prior to the broadcast. You will need the most-current version of Adobe Reader available free at www.adobe.com. 

2. RECORDED WEBINAR + FREE DIGITAL DOWNLOAD

Can’t attend the live webinar? This option provides a recording of the live event, including audio, visuals, and handouts. We even provide the presenter’s email address for follow-up questions. You will receive an email with the recorded webinar link, which can be viewed anytime 24/7, beginning 2 business days after the webinar. You will also receive instruction on how to download a free digital copy of the webinar to your PC, which you may keep and use indefinitely.

3. BOTH LIVE WEBINAR & RECORDED WEBINAR + FREE DIGITAL DOWNLOAD

Options 1 and 2 described above.

 AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE