Deposit Account Series:
10 Overdraft Hotspots,
Including Regulations, Lawsuits & Guidance

(90-minute webinar – recording also available)

 Tuesday, April 7, 2020

12:00 PM Pacific          1:00 PM Mountain

2:00 PM Central           3:00 PM Eastern

How will your overdraft program fare during the next examination? Attend this “checkup” to learn today’s overdraft hotspots and how to assess your program’s compliance and veracity – before the examiners do. 

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

• Understand the regulations, guidance, and regulatory environment
• Authorize positive/settle negative
• Define what “good funds” are
• Distinguish average balance from ledger balance
• Explain fees per item per time
• Judge whether your overdraft program would pass an exam – based on regulatory hotspots and how the rules are being interpreted
• Comprehend the implications of Reg E, Reg DD, state laws, and pertinent guidance
• Assess your policy, procedures, fees, and marketing
• Discuss current issues related to fair and unfair trade
• Answer frequently asked questions about overdraft programs
• Expound on the importance of consistent fees

WEBINAR DETAILS

It’s 2020 and the examiners are expected next month. Will your financial institution pass the test? This program is designed to provide an update and the steps needed to complete an overdraft service checkup on your program before examiners arrive. Whether your system is automated or ad hoc, there are some themes and specifics examiners will target this year. Join us for a look at litigation, federal laws, state law issues, and other overdraft “hotspots” in this regulatory environment. It continues to be shifting sand.

WHO SHOULD ATTEND?

This informative session will benefit those responsible for implementing a fair, compliant overdraft program, including compliance personnel, deposit operations staff, and management. 

TAKE-AWAY TOOLKIT

• Supplement with regulations and lawsuits
• Employee training log
• Interactive quiz 

   MEET THE PRESENTER: Deborah Crawford, Gettechnical Inc.

Deborah Crawford is the President of Gettechnical Inc., a Baton Rouge-based firm, specializing in the education of financial institutions across the nation. Her 30+ years of experience began at Hibernia National Bank in New Orleans. She graduated from Louisiana State University with both her bachelor’s and master’s degrees.

Debbie specializes in the education of financial institution employees and officers in the areas of deposit account laws, new account documentation, insurance, complex compliance regulations, and IRAs.

Please note:  The live webinar option allows you to have one internet connection (from a single computer terminal).  You may have as many people as you like listen and watch from your office computer.

THREE REGISTRATION OPTIONS

Note:  All materials are subject to copyright.  Transmission, retransmission, or republishing this webinar to other institutions or those not employed by your financial institution is prohibited.  Print materials may be copied for eligible participants only.

1. LIVE WEBINAR

The live webinar option allows you to have one internet connection from a single computer terminal.  You may have as many people as you like listen and watch from your office computer.  Registrants receive a website address and passcode that allows entrance to the seminar.  The session will be approximately 90 minutes, including question and answer sessions.  Seminar materials, including instructions, passcode, and handouts will be emailed prior to the broadcast.  You will need the most current version of Adobe Reader available free at www.adobe.com. 

2. RECORDED WEBINAR + FREE DIGITAL DOWNLOAD

Can’t attend the live webinar?  This option provides a recording of the live event, including audio, visuals, and handouts.  We even provide the presenter’s email address for follow-up questions. You will receive an email with the recorded webinar link, which can be viewed anytime 24/7, beginning 6 business days after the webinar.  You will also receive instruction on how to download a free digital copy of the webinar to your PC, which you may keep and use indefinitely.

The recorded webinar may ONLY be ordered for 6 months following the live webinar.  In addition, the download must be completed within 6 months of the live webinar date. 

3. BOTH LIVE WEBINAR & RECORDED WEBINAR + FREE DIGITAL DOWNLOAD

Options 1 and 2 described above.

 AFFORDABLE, PROFESSIONAL TRAINING, WHEN AND WHERE YOU CHOOSE